The Bihar Gramin Bank branch at Sipaya is located in Gopalganj district, Bihar (PIN 841501). This IFSC code page gives the specific code and branch contact details you need for electronic fund transfers. The IFSC code is essential for NEFT, RTGS and IMPS transfers because it uniquely identifies the bank and branch where the beneficiary account is held. Using the correct IFSC ensures your funds reach the intended branch without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sipaya |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100523 |
| Branch Address | Sipaya, GOPALGANJ, 841501, 9297954523 |
| Contact Number | 9297954523 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841501 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank for backend operations. As a result, the unified IFSC for affected branches, including this Sipaya location, is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction, use only the new IFSC PUNB0MBGB06. If you have standing instructions, salary credits, or auto-debits tied to old codes, update them with the new IFSC to avoid failed payments.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:
- First 4 characters – bank code (letters). Example: PUNB for Punjab National Bank.
- 5th character – always the digit 0 (reserved for future use).
- Last 6 characters – branch code (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code
Use the IFSC when setting up or authorizing electronic transfers. Steps differ slightly by channel but follow this general flow:
- Open your bank’s netbanking, mobile app, or visit the branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (NEFT is batch-based transfers; RTGS is real-time for higher-value payments; IMPS is instant 24×7 retail transfer.)
- Enter beneficiary name, account number and the IFSC: PUNB0MBGB06.
- Verify all details. A wrong account number or IFSC can route funds to the wrong branch or cause failure.
- Confirm and authenticate the transaction using your bank’s OTP or token.
- Keep the transaction reference for future tracking.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS transfers to the correct branch.
- Prevents failed transfers and reduces delays caused by incorrect beneficiary details.
- Makes it easy to set up salary credits, vendor payments and standing instructions.
- Useful for reconciling receipts and tracking incoming payments using transaction references.
- Simplifies digital onboarding for services that require bank verification.
Contact
Branch Phone No: 9297954523
Branch Address: Sipaya, GOPALGANJ, 841501
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for this branch?
A: Yes. After the merger and backend rationalization, PUNB0MBGB06 is the valid IFSC for this branch. Old UBGB/DBGB IFSCs are revoked and should not be used.
Q: What happens if I enter the wrong IFSC but correct account number?
A: If the IFSC does not match the bank/branch of the account number, the transfer may fail or be returned. Some banks verify both IFSC and account number; others use account number to route. Always enter both details correctly to avoid issues.
Q: Can I use this IFSC for UPI payments?
A: UPI uses Virtual Payment Addresses (VPAs) and does not require IFSC for peer-to-peer payments. IFSC is required for bank-to-bank transfers like NEFT/RTGS/IMPS when specifying account details.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but it is conventionally written in uppercase. Ensure you type the characters correctly (letters and digits) without extra spaces.
Q: How can I verify this IFSC before making a transfer?
A: Verify with the branch phone number (9297954523) or check account details on a bank statement. For critical payments, call the branch to confirm the IFSC and account number before sending funds.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.