Bihar Gramin Bank THARTHARI IFSC Code

The Bihar Gramin Bank branch in THARTHARI, located in Nalanda district, Bihar, is a crucial point for financial transactions for the local community. For any electronic fund transfer, such as NEFT, RTGS, or IMPS, knowing the correct Indian Financial System Code (IFSC) for this branch is essential. This unique code ensures that your money reaches the right bank and branch account accurately and quickly.

Branch Details

Here are the specific details for the Bihar Gramin Bank, THARTHARI branch:

Bank Name	Bihar Gramin Bank
Branch Name	THARTHARI
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7197
Branch Address	THARTHARI, Nalanda, 813113, 9771464197
Contact Number	9771464197
City	Nalanda
District	Nalanda
Reason	BIHARSHARIF
Pincode	813113
State	Bihar

Merger Update

Bihar Gramin Bank was formed from the merger of several Regional Rural Banks (RRBs) in Bihar, including the erstwhile Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Today, Bihar Gramin Bank operates under the sponsorship of Punjab National Bank (PNB).

Due to this consolidation, all branches of Bihar Gramin Bank, including THARTHARI, now use a unified IFSC code structure under Punjab National Bank. The current and valid IFSC code for Bihar Gramin Bank, THARTHARI branch, is PUNB0MBGB06.

It is very important to note that any old IFSC codes previously used by Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank have been revoked. For all future transactions, only the new IFSC code PUNB0MBGB06 is valid. Using an outdated code will lead to transaction failures.

What is an IFSC Code?

The IFSC Code, or Indian Financial System Code, is an 11-character alphanumeric code. It uniquely identifies every bank branch participating in online fund transfers in India.

Here’s how the 11 characters are structured:

• The first four characters represent the bank. For example, “PUNB” indicates Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is reserved for future use.
• The last six characters identify the specific branch. For the THARTHARI branch, these are “MBGB06”.

This unique combination ensures that when you initiate a transfer, your funds are directed precisely to the intended bank and its correct branch.

How to Use the IFSC Code

Using the IFSC code is a straightforward process when you are making online fund transfers. Here’s how it works for different transaction types:

For NEFT (National Electronic Funds Transfer):

1. Log in to your bank’s online banking portal or mobile app.
2. Go to the “Fund Transfer” section.
3. Select “NEFT.”
4. Add a new beneficiary or choose an existing one.
5. Enter the beneficiary’s name, account number, bank name (Bihar Gramin Bank), and the IFSC code: PUNB0MBGB06.
6. Enter the amount you wish to transfer and confirm the details.

For RTGS (Real Time Gross Settlement):

1. Log in to your bank’s online banking portal or mobile app.
2. Go to the “Fund Transfer” section.
3. Select “RTGS” (usually for larger transactions).
4. Add a new beneficiary or choose an existing one.
5. Enter the beneficiary’s name, account number, bank name (Bihar Gramin Bank), and the IFSC code: PUNB0MBGB06.
6. Enter the amount you wish to transfer and confirm the details.

For IMPS (Immediate Payment Service):

1. Log in to your bank’s mobile banking app.
2. Go to the “Fund Transfer” section.
3. Select “IMPS.”
4. You might be asked for the beneficiary’s Mobile Money Identifier (MMID) or their account number and IFSC code.
5. If using account number and IFSC, enter the beneficiary’s account number and the IFSC code: PUNB0MBGB06.
6. Enter the amount and confirm the transaction.

Always double-check the IFSC code, account number, and beneficiary name before confirming any transaction to avoid errors.

Benefits of Knowing the IFSC Code

Knowing the correct IFSC code for the THARTHARI branch of Bihar Gramin Bank offers several key benefits:

• Accurate Fund Transfers: Ensures your money goes to the correct branch, preventing delays or misdirection.
• Faster Transactions: Essential for initiating quick online transfers like NEFT, RTGS, and IMPS.
• Security: Reduces the risk of errors and fraud by precisely identifying the destination branch.
• Convenience: Allows you to manage your finances remotely without needing to visit the bank physically.
• Wide Accessibility: Enables transfers to and from any bank branch across India that supports electronic payments.

Contact Information

For any inquiries or assistance related to the THARTHARI branch or Bihar Gramin Bank, you can use the following contact details:

• Branch Phone Number: 9771464197
• Branch Address: THARTHARI, Nalanda, 813113, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: Is the IFSC code PUNB0MBGB06 valid for all branches of Bihar Gramin Bank?

No, the IFSC code PUNB0MBGB06 is specific to the THARTHARI branch. Each branch of Bihar Gramin Bank will have a unique last six characters in its IFSC code, even though the first four characters “PUNB” and the fifth character “0” might be the same.

Q2: What happens if I use an old IFSC code for Bihar Gramin Bank?

If you use an old or incorrect IFSC code, your transaction will likely fail. The funds will either not be transferred or might be reversed to your account. It’s crucial to always use the most current and correct IFSC code, which for THARTHARI branch is PUNB0MBGB06.

Q3: Can I find the IFSC code on my bank passbook or checkbook?

Yes, the IFSC code for your home branch is typically printed on your bank passbook. It is also usually found on the top of your check leaves. Always verify this information if you are unsure.

Q4: Do I need an IFSC code for cash deposits or withdrawals at the branch?

No, the IFSC code is specifically required for electronic fund transfers (NEFT, RTGS, IMPS) between different banks and branches. For cash deposits or withdrawals directly at your own branch, you only need your account number and appropriate identification.

Q5: Is Bihar Gramin Bank a nationalized bank?

Bihar Gramin Bank is a Regional Rural Bank (RRB). While it is sponsored by a nationalized bank (Punjab National Bank), it operates under the Regional Rural Banks Act, 1976, aiming to serve rural areas. It is not directly a nationalized commercial bank itself, but functions under the oversight of its sponsor bank and the Reserve Bank of India.