Baraipatti branch of Bihar Gramin Bank is located in Gopalganj district, Bihar (PIN 841427). This branch serves local retail and business customers in and around Baraipatti. For electronic fund transfers such as NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC identifies the exact bank and branch so money reaches the right account without delay or manual intervention.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Baraipatti |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100525 |
| Branch Address | Baraipatti, GOPALGANJ, 841427, 9297954525 |
| Contact Number | 9297954525 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841427 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into Punjab National Bank (PNB). Both former banks now operate under a single IFSC code for these merged rural branches: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to this branch. Transactions attempted with old IFSCs will be rejected or delayed.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to a specific bank branch. The structure is:
- First 4 characters = bank identifier (for example, PUNB for Punjab National Bank).
- 5th character = zero (reserved for future use).
- Last 6 characters = branch identifier (unique to each branch).
Example: PUNB0MBGB06 — PUNB = Punjab National Bank, 0 = reserved, MBGB06 = branch code for the Baraipatti/Bihar Gramin Bank unit under PNB.
How to Use IFSC Code
Steps to transfer funds using NEFT, RTGS or IMPS:
- Open your bank’s netbanking portal or mobile app and go to the funds transfer or beneficiary section.
- Add a new beneficiary. Enter the beneficiary name, account number and the IFSC code PUNB0MBGB06. Also select the bank and branch if asked.
- Verify the beneficiary details. The system may auto-validate the IFSC and show the branch name.
- Choose the transfer method: IMPS for instant small-value transfers, NEFT for normal transfers (now available 24×7), RTGS for high-value real-time transfers (typically used for larger amounts).
- Enter the amount, remarks and confirm. Authenticate with OTP or token as required by your bank.
- Save the transaction reference. Check beneficiary credit status and notify the recipient if needed.
Where to find IFSC: cheque leaf, bank passbook, branch notice board, or by asking the branch directly (phone 9297954525).
Benefits of Knowing the IFSC
- Ensures money is sent to the exact bank branch and account.
- Reduces delays and manual reconciliation by clearing systems.
- Required for NEFT, RTGS and IMPS—without it transfers cannot be routed automatically.
- Makes beneficiary setup faster in mobile and internet banking.
- Helps customer service locate transactions quickly if you provide the IFSC and reference number.
Contact
Branch phone no: 9297954525
Branch Address: Baraipatti, GOPALGANJ, 841427
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Can I still use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transfers to this Baraipatti branch.
Q: What happens if I enter the wrong IFSC?
A: Banks typically validate the IFSC with the account number. If the IFSC does not match the account details, the transaction may be rejected or held for manual verification, causing delays. In some cases, incorrect details may require a reversal process. Always confirm IFSC and account number before sending funds.
Q: How fast are NEFT, RTGS and IMPS transfers?
A: IMPS is instant and available 24×7. RTGS settles in real time and is used for larger amounts (use case-dependent minimums and limits apply). NEFT is available 24×7 and typically clears quickly; however settlement timing can vary by bank and interbank processes.
Q: Where else can I find the IFSC besides the branch?
A: Check your cheque book or passbook. Ask the branch (9297954525). The bank’s customer service and branch notices also list IFSC. Confirm via official bank communication to avoid fraud.
Q: Is the IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but it must be entered correctly (same characters and order). Use the exact code: PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.