Bihar Gramin Bank Dewapur IFSC Code

Dewapur is a village in Gopalganj district, Bihar (PIN 841405). The local Bihar Gramin Bank branch in Dewapur handles primary banking services for nearby residents and businesses. For electronic fund transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. It tells the sending bank which bank and branch should receive the money. Using the wrong IFSC can delay the transfer or cause it to be returned.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Dewapur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100530
Branch Address	Dewapur, GOPALGANJ, 841405, 9297954530
Contact Number	9297954530
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841405
State	Bihar

Merger Update

Important: The IFSC PUNB0MBGB06 is issued under Punjab National Bank (PNB). Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single banking structure now routed through PNB’s IFSCs. Old UBGB IFSC codes are revoked. For all NEFT, RTGS and IMPS transactions use only the new IFSC PUNB0MBGB06. Using old UBGB/DBGB IFSCs will cause failed or returned transactions.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. Its structure is fixed:

• First 4 characters identify the bank. Example: PUNB = Punjab National Bank.
• 5th character is always 0 (reserved for future use).
• Last 6 characters identify the specific branch. Example: in PUNB0MBGB06, the branch identifier is MBGB06.

The full IFSC directs electronic payments to the exact branch account for NEFT, RTGS and IMPS systems.

How to Use IFSC Code

• Open your bank’s netbanking app or mobile banking.
• Choose the fund transfer option: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT and RTGS availability depends on the bank and timing.)
• Enter beneficiary name, account number and the IFSC: PUNB0MBGB06.
• Verify the beneficiary bank and branch shown by your app before confirming. Confirm city or branch name reads “Dewapur / GOPALGANJ.”
• Enter transfer amount and, if required, purpose/remarks. Check applicable limits and charges in your bank’s schedule.
• Authenticate the transaction (OTP, token or netbanking password) to complete the transfer.
• Keep the transaction reference number. If payment fails or is delayed, share this reference with the bank for tracing.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account without manual routing.
• Speeds up electronic payments (NEFT/RTGS/IMPS) and reduces errors.
• Required for standing instructions, salary credits and beneficiary setup in netbanking.
• Useful for cheque reconciliation: IFSC plus MICR (800811002) helps identify clearing route.
• Helps avoid failed transfers due to incorrect branch identification after mergers or rebranching.

Contact

Branch phone no: 9297954530

Branch Address: Dewapur, GOPALGANJ, 841405

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

1. Can I use this IFSC for UPI transfers?
UPI uses a Virtual Payment Address (VPA) for person-to-person payments. IFSC is not required for a UPI transfer. However, if a merchant or bank asks for bank account details instead of VPA, the IFSC is needed to set up the beneficiary account.

2. What happens if I enter an incorrect IFSC?
If the IFSC is incorrect but points to a valid existing branch, the transfer may route to that other branch and be credited wrongly. If the code is invalid, the transfer will fail or be returned. Always verify the IFSC and account number before confirming.

3. Is the MICR code needed for NEFT/RTGS/IMPS?
No. MICR (800811002) is used for cheque clearing through the Magnetic Ink Character Recognition system. Electronic transfers rely on IFSC, account number and beneficiary name.

4. Can the IFSC change for this branch?
Yes. IFSC can change if the branch is restructured, renamed, or merged. After a merger, old IFSCs are revoked and a new IFSC is issued. For Dewapur, use the current code PUNB0MBGB06 as the valid code under Punjab National Bank.

5. How do I confirm the correct IFSC before sending money?
Confirm the IFSC shown on the beneficiary’s cheque leaf or passbook. Ask the beneficiary to confirm the branch name and IFSC. When you enter IFSC in your bank’s app, it often displays the bank and branch name—verify that matches “Dewapur, GOPALGANJ.”