Bihar Gramin Bank BAHADURPUR IFSC Code

In the heart of Nawada district, Bihar, lies the BAHADURPUR branch of Bihar Gramin Bank. If you need to send or receive money through digital channels like NEFT, RTGS, or IMPS, you’ll need a unique code called the Indian Financial System Code (IFSC). This code makes sure your money goes to the correct bank and branch without any mix-ups. It’s a key piece of information for all electronic fund transfers today.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	BAHADURPUR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6968
Branch Address	BAHADURPUR, Nawada, 805125, 7091596968
Contact Number	7091596968
City	Nawada
District	Nawada
Reason	NAWADA
Pincode	805125
State	Bihar

Merger Update

The IFSC code for the BAHADURPUR branch is PUNB0MBGB06. This code identifies *Madhya Bihar Gramin Bank*, which is a Regional Rural Bank (RRB) sponsored by Punjab National Bank. Across Bihar, there have been several important bank mergers to streamline services.

For instance, Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have merged, and other regional rural banks have also undergone restructuring. If a branch previously belonged to UBGB or DBGB, and now operates under an IFSC code like PUNB0MBGB06, it means it is now part of the unified entity using this code under the sponsorship of Punjab National Bank. It is crucial to remember that any old IFSC codes belonging to UBGB or DBGB branches have been revoked and are no longer valid for transactions. Only the current, updated IFSC code like PUNB0MBGB06 should be used for all electronic fund transfers to ensure your money reaches its intended destination.

What is an IFSC Code?

An IFSC code is a unique 11-character alphanumeric code used to identify all bank branches that participate in electronic fund transfers in India. It helps route money correctly to the right bank and branch.

Here’s how the 11 characters break down:

• The first four characters identify the bank. For PUNB0MBGB06, “PUNB” stands for Punjab National Bank, which is the sponsoring bank for Madhya Bihar Gramin Bank.
• The fifth character is always a zero (0). This is kept for future use.
• The last six characters identify the specific branch. For PUNB0MBGB06, “MBGB06” indicates the particular branch within the Madhya Bihar Gramin Bank network.

How to Use an IFSC Code

Using an IFSC code is straightforward when you’re making an online money transfer. Here are the steps for common transfer methods:

For NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement):

1. Log in to your bank’s online banking portal or mobile app.
2. Go to the ‘Fund Transfer’ or ‘Payments’ section.
3. Select ‘Add Beneficiary’ if you haven’t transferred to this account before.
4. Enter the beneficiary’s name, account number, and confirm the account number.
5. Enter the IFSC code: PUNB0MBGB06.
6. Specify the bank name (Bihar Gramin Bank, or Madhya Bihar Gramin Bank if specified by your bank’s system) and the branch name (BAHADURPUR), which will often auto-fill after entering the IFSC.
7. Choose the transfer type (NEFT or RTGS).
8. Enter the amount you wish to send and confirm the transaction.

For IMPS (Immediate Payment Service):

1. Log in to your mobile banking app or internet banking portal.
2. Select ‘IMPS’ as the transfer option.
3. You might be asked for the beneficiary’s Mobile Money Identifier (MMID) and mobile number, OR their account number and IFSC code.
4. If using account number and IFSC, enter the beneficiary’s account number and the IFSC code: PUNB0MBGB06.
5. Enter the amount and complete the transfer.

Always double-check the IFSC code, account number, and beneficiary name before confirming any transaction to avoid errors.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for your bank branch offers several key advantages:

• Accurate Fund Transfers: It ensures that your money is routed to the exact bank and branch you intend, preventing misdirection of funds.
• Faster Processing: Correct IFSC codes help banks process electronic transactions like NEFT, RTGS, and IMPS efficiently and quickly.
• Security: The unique identification helps in preventing fraud and errors in the banking system.
• Essential for Online Banking: It’s a mandatory detail for setting up new beneficiaries and making any digital money transfers.
• International Remittances: While SWIFT codes are used for international transfers, for the final leg within India, the IFSC code is crucial for directing funds to the specific domestic branch.

Contact Section

For any queries related to the BAHADURPUR branch, you can use the following contact details:

• Branch Phone Number: 7091596968
• Branch Address: BAHADURPUR, Nawada, 805125, Bihar
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs Section

Here are some frequently asked questions about IFSC codes and bank details:

Q1: What is the IFSC code for Bihar Gramin Bank, BAHADURPUR branch?
A1: The IFSC code for the Bihar Gramin Bank, BAHADURPUR branch is PUNB0MBGB06.

Q2: Is an IFSC code required for all types of bank transactions?
A2: No, it’s specifically required for electronic fund transfers like NEFT, RTGS, and IMPS. For cash deposits or withdrawals directly at the branch, or for cheque payments within the same bank, an IFSC code is not typically needed.

Q3: What does “PUNB0” signify in the IFSC code PUNB0MBGB06?
A3: “PUNB” signifies Punjab National Bank, which is the sponsoring bank for Madhya Bihar Gramin Bank. The “0” is a control character reserved for future use.

Q4: What should I do if the old IFSC code for a merged bank branch doesn’t work?
A4: If an old IFSC code isn’t working, it likely means the bank has merged or updated its codes. You should always use the new, valid IFSC code for your transactions. You can confirm the correct code by checking with your bank or the official RBI website.

Q5: Can I find the IFSC code on my bank passbook or chequebook?
A5: Yes, the IFSC code is usually printed on the first page of your bank passbook and on cheque leaves (often near the branch address or MICR code) for your convenience.