Bihar Gramin Bank Barauli IFSC Code

Barauli is a town in Gopalganj district, Bihar (PIN 841405). This branch serves local residents and small businesses. For electronic fund transfers (NEFT, RTGS, IMPS) you must use the correct IFSC code. The IFSC ensures money reaches the right bank and branch quickly. Using a wrong code can delay the transfer or cause a return.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Barauli
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100535
Branch Address	Barauli, GOPALGANJ, 841405, 9297954078
Contact Number	9297954078
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841405
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under Punjab National Bank. After the merger, branches that previously used UBGB or DBGB IFSC codes now operate under the single IFSC code PUNB0MBGB06. Old UBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for electronic fund transfers. Always confirm the IFSC before initiating a transaction.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route funds to specific bank branches in electronic payments.

• First 4 characters: identify the bank. Example: PUNB = Punjab National Bank.
• 5th character: is always 0 (reserved for future use).
• Last 6 characters: identify the specific branch. Example: MBGB06 is the branch identifier in PUNB0MBGB06.

How to Use IFSC Code

Steps to transfer money (NEFT / RTGS / IMPS):

• Log in to your bank’s internet banking or mobile app, or visit a branch.
• Choose the transfer type: NEFT, RTGS, or IMPS. (IMPS is instant and available 24×7. NEFT and RTGS are also available round-the-clock now, but check bank limits.)
• Add a beneficiary. Enter beneficiary name, account number, bank name (Punjab National Bank), branch (Barauli) and IFSC PUNB0MBGB06.
• Verify beneficiary details. Many banks send an OTP to confirm addition of a new beneficiary.
• Initiate the transfer. Enter amount and confirm. Note transaction limits: RTGS is typically for higher-value transfers; NEFT/IMPS suit smaller amounts.
• Keep the transaction reference or UTR number for tracking and proofs.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account without delay.
• Required to add beneficiaries for NEFT, RTGS and IMPS transfers.
• Helps customer service and bank staff locate your branch quickly using MICR and branch code.
• Prevents failed or returned transactions caused by incorrect bank routing.
• Useful when filling forms for salaries, vendor payments, tax refunds, or government transfers.

Contact

Branch phone no: 9297954078
Branch Address: Barauli, GOPALGANJ, 841405
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the correct IFSC for all transactions to Barauli branch?
  A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to this Barauli branch. This is the current valid IFSC after the UBGB/DBGB consolidation under PNB.
• Q: What happens if I enter a wrong IFSC but correct account number?
  A: Banks route using both IFSC and account number. A wrong IFSC can cause a delay. The transfer may be returned or routed to the wrong branch. Contact your bank immediately with the UTR to resolve.
• Q: How can I verify this IFSC before sending money?
  A: Verify via the beneficiary’s account statement, a cheque leaf (if available), or by calling the branch at 9297954078. Confirm the IFSC shown matches PUNB0MBGB06.
• Q: What is the difference between IFSC and MICR?
  A: IFSC is for electronic fund routing (NEFT/RTGS/IMPS). MICR (e.g., 800811002) is used mainly for processing cheques in clearing systems.
• Q: If old UBGB IFSC codes were used earlier, will those transfers still work?
  A: Old UBGB IFSC codes have been revoked after the merger. New transfers should use PUNB0MBGB06. For past pending cases, contact your bank immediately to trace and resolve.