The Hathua branch of Bihar Gramin Bank is located in Hathua, Gopalganj district, Bihar (PIN 841436). This branch serves local retail and agricultural customers and handles inward and outward fund transfers. For electronic transfers such as NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC uniquely identifies the bank and branch so funds route to the right account quickly and securely.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Hathua |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100539 |
| Branch Address | Hathua, GOPALGANJ, 841436, 9297954794 |
| Contact Number | 9297954794 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841436 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were reorganized into a single entity under Bihar Gramin Bank structure. The consolidated branches now operate using the IFSC PUNB0MBGB06 under Punjab National Bank’s coding series. Old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer, use only the new IFSC PUNB0MBGB06. Transactions attempted with old IFSC codes will fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure is fixed:
- First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
- 5th character: Always the digit 0 (reserved for future use).
- Last 6 characters: Branch identifier (example: MBGB06 in PUNB0MBGB06 denotes the specific branch code).
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Confirm the IFSC: Double-check the IFSC printed above (PUNB0MBGB06) with the recipient before initiating a transfer.
- Log in to your bank channel: Use your bank’s mobile app, internet banking or visit a branch.
- Add beneficiary: Choose “Add Beneficiary” or “New Payee.” Enter beneficiary name, account number, and the IFSC PUNB0MBGB06. Save.
- Select transfer method:
- IMPS — Instant, 24×7, suitable for small to medium values.
- NEFT — Nationwide electronic transfer. Typically available round-the-clock with hourly settlement batches depending on bank policy.
- RTGS — For higher-value, time-sensitive payments. Check your bank for any minimum/maximum limits and same-day settlement rules.
- Enter amount and remarks. Authorize with OTP or transaction PIN supplied by your bank.
- Verify confirmation: Save transaction reference number. If transfer fails, contact your bank and provide the reference for tracking.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account quickly.
- Reduces failed transactions caused by incorrect branch routing.
- Makes adding beneficiaries faster on digital banking platforms.
- Helps customer support locate transactions using IFSC and branch code.
- Required for tax payments, utility transfers and corporate payments where branch specifics matter.
Contact
Branch Phone No: 9297954794
Branch Address: Hathua, GOPALGANJ, 841436
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use any old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions.
Q: What if I enter the wrong IFSC but correct account number?
A: The payment routing uses both IFSC and account details. If the IFSC points to a different bank or branch, the transaction may fail or be returned. Always confirm both IFSC and account number with the beneficiary.
Q: Can I transfer money 24×7 to this branch?
A: IMPS is available 24×7 for instant transfers. NEFT and RTGS services are generally available round-the-clock through RBI’s extended hours, but some banks apply internal cut-offs. Check your bank’s timings before scheduling a transaction.
Q: How do I verify the IFSC before making a large payment?
A: Verify by asking the beneficiary to confirm the IFSC and branch address. You can also call the branch number (9297954794) or the bank’s toll-free line (18001807777) to confirm the correct IFSC and branch code.
Q: What should I do if a transfer is not received?
A: Note the transaction reference number. Contact your bank with the reference, beneficiary account, amount and IFSC. The bank can trace and either recover or reverse the funds depending on the situation.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.