Bihar Gramin Bank Bamdah IFSC Code

Bamdah is a village-area branch in Jamui district, Bihar. This page lists the Bihar Gramin Bank, Bamdah branch details and explains how the IFSC code matters when you transfer funds. IFSC is needed for electronic fund transfers such as NEFT, RTGS and IMPS. Entering the correct IFSC ensures the payment routes to the right bank and branch without delays.

Branch Details

Merger Update

If this branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the merger update. Both UBGB and DBGB have been merged and now operate under Punjab National Bank. The single valid IFSC for affected branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC code for NEFT, RTGS or IMPS transactions to avoid failures or reversals.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify bank branches in electronic payment systems.

• First 4 characters — bank code (alphabetic). Example: PUNB denotes Punjab National Bank.
• 5th character — reserved and is always 0.
• Last 6 characters — branch identifier. These identify the specific branch for routing.

Example breakdown: PUNB0MBGB06 = PUNB (bank) + 0 (reserved) + MBGB06 (branch).

How to Use IFSC Code

• Open your bank’s internet banking or mobile app. Go to the fund transfer or beneficiary section.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is for instant retail transfers; RTGS is for high-value real-time transfers; NEFT is for regular transfers.)
• When adding a beneficiary, enter: beneficiary name, account number and the IFSC code PUNB0MBGB06.
• Double-check the account number and IFSC before saving. The system usually validates the IFSC format but not the account name.
• Initiate the transfer, choose amount and confirm using the OTP or transaction PIN supplied by your bank.
• Record the transaction reference. If a transfer fails, contact your bank with that reference and the IFSC used.

Example: To send money to an account at Bamdah branch, add beneficiary with account number 012345678901 and IFSC PUNB0MBGB06, then choose NEFT/IMPS/RTGS as required and confirm.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch. The IFSC pinpoints the receiving branch.
• Prevents delays and failed transactions caused by wrong branch codes.
• Makes adding beneficiaries faster and reduces manual errors.
• Required for all online fund transfers: NEFT, RTGS and IMPS.
• Useful for validating account details when reconciling payments.

Contact

Branch Phone: 8102918620
Branch Address: Bamdah, Jamui, 811303
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777

FAQs

• Q: Can I use the older UBGB IFSC for transfers to this branch?
  A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06.
• Q: What happens if I enter the wrong IFSC?
  A: If the IFSC does not match the account’s bank branch, the bank may reject the transfer or return the funds. In some cases the transfer can fail validation. Always verify IFSC and account number before sending.
• Q: Where else can I find the IFSC for this branch?
  A: IFSC appears on cheque leaves and passbooks. You can also get it from your branch, bank statements, or your bank’s official customer service.
• Q: Which mode should I choose: NEFT, RTGS or IMPS?
  A: Choose IMPS for immediate retail transfers at any hour. Choose RTGS for large-value immediate transfers as allowed by your bank. Use NEFT for routine transfers where immediate clearing is not essential. Check your bank’s limits and timing.
• Q: Is IFSC the same as MICR?
  A: No. IFSC is used for electronic fund transfers. MICR (Magnetic Ink Character Recognition) is used mainly for cheque processing and clearing.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.