The Bihar Gramin Bank, Dhamna branch is located in Dhamna village, Jamui district, Bihar (PIN 811305). Its IFSC code is essential for electronic fund transfers such as NEFT, RTGS and IMPS. The IFSC uniquely identifies the bank and branch in the payment network so that funds route correctly and reach the right account without manual intervention.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dhamna |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3421 |
| Branch Address | Dhamna, Jamui, 811305, 8102918624 |
| Contact Number | 8102918624 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811305 |
| State | Bihar |
Merger Update
If this branch was part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB): Both banks have been merged under Punjab National Bank for the purpose of electronic banking. They now use a single IFSC code — PUNB0MBGB06 — under Punjab National Bank. Old UBGB or DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Always confirm the IFSC before sending funds.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic payments.
- First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
- 5th character: Reserved and usually 0.
- Last 6 characters: Branch identifier (example: MBGB06 in PUNB0MBGB06 identifies the specific branch unit).
How to Use IFSC Code
- Open your bank’s netbanking, mobile app or visit the branch for a transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is typically for larger, same-day high-value transfers; IMPS is instant; NEFT handles batch settlements.)
- Enter beneficiary details: name, account number and the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Dhamna.
- Verify all details carefully. Confirm the IFSC matches the beneficiary branch before authorizing.
- Authorize the payment (OTP or token). Note the transaction reference for tracking.
Benefits of Knowing the IFSC
- Ensures funds route to the exact branch and account without manual correction.
- Speeds up transfers: NEFT/RTGS/IMPS systems use IFSC to process electronically.
- Reduces failed or returned transactions caused by ambiguous branch names.
- Required for adding beneficiaries in netbanking and mobile apps.
- Useful for verifying branch identity when receiving payments or issuing cheques.
Contact
Branch Phone: 8102918624
Branch Address: Dhamna, Jamui, 811305
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free Number: 18001807777
FAQs
Q: Can I use the old UBGB IFSC to send money?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the current IFSC PUNB0MBGB06 for transactions. If you have doubts, verify with the branch before sending funds.
Q: What happens if I enter the wrong IFSC but the correct account number?
A: Most payment systems use both IFSC and account number. If IFSC points to a different branch but the account number does not exist there, the transaction usually fails and the funds return to the sender. If the account number exists under the IFSC provided, funds may reach an unintended account. Contact your bank immediately if you suspect an error.
Q: What is the MICR code 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) helps speed cheque processing and clearing. Use the MICR code where cheque clearing details are required; it is not used for electronic transfers (which use IFSC).
Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is immediate (real-time). RTGS is meant for high-value, near-real-time settlement. NEFT operates in settlement batches. Exact timing can depend on the sending bank’s cutoffs and RBI settlement windows. Always check your bank’s timings for expected credit.
Q: How can I confirm this IFSC before transferring?
A: Confirm by calling the branch at 8102918624, checking bank-provided documents (passbook, cheque leaf), or asking the head office via the toll-free number 18001807777. Never rely solely on third-party websites without cross-checking.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.