Bihar Gramin Bank Gopalpur IFSC Code

Gopalpur branch of Bihar Gramin Bank is located in Gopalpur village, Jamui district, Bihar (PIN 811317). This branch serves local residents and businesses for deposits, withdrawals, and remittances. For electronic fund transfers — NEFT, RTGS, and IMPS — the IFSC code identifies this exact branch so payments route correctly and settle without delay.

Branch Details

Merger Update

The Gopalpur branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a unified entity under PNB for routing purposes. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions to this branch. Always use the new IFSC when adding or updating beneficiaries.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers.

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0.
• Last 6 characters — branch identifier. Example: in PUNB0MBGB06, the last 6 characters are MBGB06, which pinpoint the Gopalpur branch.

How to Use IFSC Code

• Open your bank’s netbanking site or mobile app and go to the beneficiary / add payee section.
• Enter beneficiary name, account number, and the IFSC PUNB0MBGB06. Select account type (savings/current).
• Save beneficiary. You may need to wait for a confirmation period (varies by bank) before transfers are allowed.
• Initiate a transfer via NEFT, RTGS or IMPS. Choose the service based on urgency and amount. Authorize the payment using OTP, token or MPIN as required.
• Double-check the IFSC and account number before confirming. Mistyped IFSC can route funds to the wrong branch or lead to rejection.
• Keep the transaction reference number. If the transfer fails, provide this to your branch for tracing.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account.
• Makes adding beneficiaries quick and accurate in netbanking or mobile apps.
• Required for salary, vendor payments, subsidies and online bill payments.
• Helps bank staff and payment processors trace and resolve failed transactions.
• Useful when confirming details on cheques, passbooks, or bank communications.

Contact

Branch phone: 8102928369

Branch address: Gopalpur, Jamui, 811317

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use any other IFSC for Gopalpur branch payments?

  A: No. Use the designated IFSC PUNB0MBGB06. Old UBGB/DBGB IFSCs are revoked after the merger and will not work.

• Q: Where can I find the IFSC on physical records?

  A: You can find it on the cheque leaf, passbook, or bank account statement. The branch or bank’s official communication also lists it.

• Q: What if I enter a wrong IFSC but correct account number?

  A: If the wrong IFSC corresponds to a valid branch, the funds may route to that branch and could fail or be returned. If it doesn’t match, the transaction will likely be rejected. Contact your bank immediately with the transaction reference.

• Q: Which service should I use — NEFT, RTGS or IMPS?

  A: Use IMPS for instant small-value transfers (24×7). Use NEFT for normal transfers; it is available round-the-clock but processing times can vary by bank. Use RTGS for large-value transfers; many banks set higher minimums for RTGS, so check with your bank.

• Q: How do I confirm the IFSC hasn’t changed after a merger?

  A: Confirm with the branch contact (8102928369) or your bank’s customer service (toll free 18001807777). Updated IFSCs are also printed on new chequebooks and passbooks issued after a merger.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.