Jamui is a town in Jamui district, Bihar (PIN 811307). This page covers the Bihar Gramin Bank, Jamui branch and its electronic payment details. The IFSC code is required when you send money by NEFT, RTGS or IMPS. It tells the sending bank exactly which bank and branch should receive the funds so transfers route correctly and reach the target account without delays or returns.
| Bank Name | Bihar Gramin Bank |
| Branch Name | Jamui |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3401 |
| Branch Address | Jamui, Jamui, 811307, 8102918603 / 04 |
| Contact Number | 8102918603 / 04 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811307 |
| State | Bihar |
Merger update
This Jamui branch operates under the consolidated setup with Punjab National Bank as sponsor. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank’s sponsorship. The consolidated, valid IFSC for transactions is PUNB0MBGB06. All old UBGB or DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for NEFT, RTGS and IMPS to avoid failed or returned transfers.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11‑character code used to identify bank branches in electronic payments. The structure is:
- Characters 1–4: Bank code. Example: PUNB = Punjab National Bank.
- Character 5: Always 0 (reserved).
- Characters 6–11: Branch code. Example: MBGB06 identifies this Jamui branch under the sponsor bank.
So for this branch, PUNB0MBGB06 decodes as PUNB (bank) + 0 (reserved) + MBGB06 (branch).
How to use IFSC code for NEFT / RTGS / IMPS
Follow these steps in your bank’s netbanking app or branch counter:
- Open the fund transfer section and select the mode: NEFT, RTGS or IMPS.
- Add a beneficiary (if not already added). Enter the beneficiary name and account number exactly as provided.
- Enter the IFSC: PUNB0MBGB06. Double-check characters (letters and zeros look similar in some fonts).
- Enter amount and purpose. For RTGS choose it only for high-value transfers (banks commonly set a minimum, often around ₹2,00,000; check your bank).
- Verify details, authenticate (OTP / token) and submit. Note the reference number and confirmation message.
- If you are at a branch counter, provide the same details on the deposit slip and ask staff to process via the chosen electronic channel.
Benefits of knowing IFSC
- Ensures funds route to the correct branch and account in NEFT/RTGS/IMPS.
- Prevents delays and failed transfers caused by incorrect branch identification.
- Makes adding beneficiaries in mobile apps and netbanking quick and accurate.
- Required for receiving inward remittances from other banks and fintech services.
- Useful for automatic payouts like salary credits, vendor payments and bill settlements.
Contact
Branch phone no: 8102918603 / 04
Branch Address: Jamui, Jamui, 811307
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for Jamui branch transfers?
A: Yes. PUNB0MBGB06 is the valid, current IFSC for the Jamui branch after the UBGB/DBGB consolidation. Old IFSCs issued under UBGB or DBGB are revoked and should not be used.
Q: Can I use this IFSC for IMPS at any time?
A: Yes. IMPS uses the IFSC and works 24×7, including weekends and bank holidays. Just enter the correct IFSC and beneficiary account details.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match any active branch, the sending bank will usually reject the transfer and return the funds. If an incorrect but valid IFSC points to another branch, funds may go to the wrong account and will require a formal bank trace and beneficiary consent to recover.
Q: How can I verify this IFSC before sending money?
A: Verify by checking the branch details printed on your bank passbook, cheque leaf (if issued by the bank), or by calling the branch at 8102918603 / 04 or the toll‑free number 18001807777. Always confirm account number and IFSC together.
Q: Are MICR and IFSC the same?
A: No. IFSC is used for electronic transfers. MICR (here 800811002) is a 9‑digit code used primarily by the cheque clearing system. Both identify branch information but serve different processes.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.