Maniadda branch is located in Maniadda village, Jamui district, Bihar — PIN 811313. This branch handles rural banking needs for the surrounding area. For electronic fund transfers (NEFT, RTGS, IMPS) the IFSC code is essential. It tells the payment network which bank and which branch should receive funds. Without the correct IFSC, transfers can be delayed or returned.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Maniadda |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3444 |
| Branch Address | Maniadda, Jamui, 811313, 8102926343 |
| Contact Number | 8102926343 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811313 |
| State | Bihar |
Merger Update
This branch now operates under the consolidated setup following the regional rural bank reorganisations. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity for banking operations, and transactions are routed through Punjab National Bank’s assigned IFSC. The active IFSC for this branch is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC (PUNB0MBGB06) for NEFT, RTGS and IMPS transfers. Using revoked codes will cause transactions to fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies a bank and a specific branch for electronic payments.
- First 4 characters – identify the bank. Example: PUNB = Punjab National Bank.
- 5th character – is always ‘0’ (reserved for future use).
- Last 6 characters – identify the branch. Example: in PUNB0MBGB06, the branch code portion is MBGB06.
IFSC is used by NEFT, RTGS and IMPS systems to route payments to the correct branch account.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s netbanking or mobile app, or visit the bank branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (Choose RTGS only for large-value immediate transfers where applicable.)
- Add beneficiary details: name, bank account number, and IFSC PUNB0MBGB06. Optionally add branch name Maniadda, Jamui.
- Enter amount and purpose. Double-check the account number and IFSC before proceeding.
- Confirm with OTP or transaction PIN provided by your bank.
- Save the beneficiary (if permitted) for future transfers. NEFT and IMPS are available 24×7 in many banks; NEFT traditionally has batch settlements while IMPS is instant. RTGS settles immediately during business hours and usually has a minimum amount (commonly ₹2 lakh, check your bank for exact limit).
Practical tips: verify IFSC from the bank passbook or cheque book if unsure. When entering the IFSC, include letters and numbers exactly — one wrong character can route funds incorrectly or cause failure.
Benefits of Knowing the IFSC
- Accurate routing: ensures funds reach the correct bank branch without manual intervention.
- Faster processing: transfers complete quickly when IFSC is correct, reducing delays.
- Required for all electronic transfers: NEFT, RTGS, IMPS all require IFSC for beneficiary details.
- Reduces errors: entering correct IFSC minimizes failed or returned transactions and related charges.
- Useful for verification: cross-check IFSC with MICR, branch code and address when reconciling payments.
Contact
Branch Phone: 8102926343
Branch Address: Maniadda, Jamui, 811313
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSCs have been revoked after consolidation. Use only PUNB0MBGB06. Transfers with revoked IFSCs will fail or be returned.
Q: What happens if I enter the wrong IFSC but correct account number?
A: Most systems check IFSC against bank details. If the IFSC does not match the account’s bank, the transfer can be rejected or returned. Always match both IFSC and account number to avoid issues.
Q: Which transfer mode should I use for urgent high-value payments?
A: Use RTGS for large-value urgent payments (confirm your bank’s minimum RTGS limit; commonly ₹2 lakh). For immediate small transfers use IMPS. NEFT is suitable for routine transfers — it may have batch processing depending on the bank.
Q: How can I verify the IFSC before making a transfer?
A: Check the IFSC on your bank passbook, cheque book, or by calling the branch at 8102926343. Verify the branch address (Maniadda, Jamui, PIN 811313) to be certain.
Q: What do MICR and Branch Code mean here?
A: MICR (800811002) is used for cheque clearing and is different from IFSC. Branch code (3444) is the internal identifier for the branch. IFSC (PUNB0MBGB06) is required for electronic transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.