The Bihar Gramin Bank branch at Nardih is located in Jamui district of Bihar (PIN 811307). This branch serves local customers for deposits, withdrawals, and inward/outward fund transfers. For electronic fund transfers using NEFT, RTGS or IMPS you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch involved in a transaction and ensures money is routed to the right account without delay.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Nardih |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3430 |
| Branch Address | Nardih, Jamui, 811307, 8102318347 |
| Contact Number | 8102318347 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811307 |
| State | Bihar |
Merger Update
Important: The regional rural banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were integrated into a single entity under the sponsor bank. All branches now operate using the IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB or DBGB IFSC codes have been revoked and will no longer work for NEFT/RTGS/IMPS. Use only the new IFSC code shown above for any electronic transfer to this branch.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic fund transfers to the correct bank branch.
- First 4 characters: Identify the bank. Example: PUNB = Punjab National Bank (sponsor bank).
- 5th character: Reserved and is always 0.
- Last 6 characters: Identify the specific branch. Example: MBGB06 in PUNB0MBGB06.
How to Use the IFSC Code for NEFT, RTGS, IMPS
Follow these steps when making an electronic transfer:
- Open your bank’s internet banking, mobile app, or visit the branch counter.
- Select the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7. NEFT and RTGS are also available round-the-clock as per RBI norms.)
- Add or select the beneficiary. Enter beneficiary name exactly as on the account, account number, and the IFSC PUNB0MBGB06.
- Verify the branch name (Nardih, Jamui) and MICR/branch code if displayed to ensure you have the right branch.
- Enter the amount and any remarks, then authenticate (OTP, transaction PIN or hardware token as required).
- Double-check details before confirming. If IFSC or account number is wrong, the transfer may fail or be routed incorrectly and require manual recovery.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT/RTGS/IMPS payments to the intended branch.
- Speeds up transfers and reduces chances of rejection or delay.
- Required to add beneficiaries in internet banking and mobile apps.
- Helps verify branch identity when taking or sharing payment details (useful for salary, vendor payments, utility refunds).
- Useful when filling forms, chequebooks, or payment mandates where branch-level identification is needed.
Contact
Branch Phone: 8102318347
Branch Address: Nardih, Jamui, 811307, Bihar
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll-free: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC for transfers to this branch?
No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for all NEFT/RTGS/IMPS transactions to the Nardih branch.
Q: Where can I find IFSC on a cheque or passbook?
The IFSC is usually printed on the cheque leaf and on the first page of the passbook. Banks also list the IFSC on the branch details page and on the account statement.
Q: What happens if I enter a wrong IFSC but a correct account number?
If the IFSC is incorrect, the payment routing may fail or be sent to the wrong branch. Most banks validate IFSC against the beneficiary account; if mismatch occurs the transaction will be rejected. If the wrong IFSC and account combination matches another valid account, recovery will require coordination between the sending and receiving banks.
Q: Which transfer method should I use — NEFT, RTGS or IMPS?
Use IMPS for immediate, typically small-value transfers available 24×7. NEFT is suitable for routine transfers of any value and settles quickly (now available 24×7). RTGS is for real-time gross settlement and preferred for large-value payments. Check your bank’s limits and charges before choosing.
Q: How can I confirm before sending money?
Confirm beneficiary name, account number, branch (Nardih, Jamui), and IFSC PUNB0MBGB06. If unsure, call the branch at 8102318347 or use the bank’s toll-free number 18001807777 for confirmation.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.