The Bihar Gramin Bank RO Jamui branch is located in Jamui district of Bihar (Pincode 811307). This branch serves retail and rural customers for deposits, withdrawals and remittances. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the branch IFSC code so the payment reaches the correct bank and branch. Using the correct IFSC avoids delays, returns and manual intervention by the banks.
Bihar Gramin Bank RO Jamui IFSC Code
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | RO Jamui |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3006 |
| Branch Address | RO Jamui, Jamui, 811307, 9297900666 |
| Contact Number | 9297900666 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811307 |
| State | Bihar |
Merger Update
The IFSC PUNB0MBGB06 is issued under Punjab National Bank (PUNB). Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and their operations were consolidated under Punjab National Bank for IFSC and clearing purposes. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transactions you must use the single, current IFSC PUNB0MBGB06. Any old IFSC entries tied to UBGB or DBGB are no longer valid and can cause transaction failure or returns.
What is an IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used by banks to route electronic payments in India. The structure is fixed:
- First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
- 5th character — always 0 (reserved).
- Last 6 characters — branch identifier. Example: MBGB06 in PUNB0MBGB06 identifies the specific branch office.
How to Use the IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s netbanking, mobile banking app or visit the branch counter for a fund transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7; NEFT and RTGS are also available round the clock through most banks now, but check your bank’s schedule and charges.
- Enter the beneficiary name exactly as on their account.
- Enter the beneficiary account number and the IFSC PUNB0MBGB06. Also select or enter the receiving bank as Punjab National Bank (if prompted).
- Verify branch details shown by your bank (City: Jamui, Branch: RO Jamui). Confirm MICR 800811002 where required.
- Enter the transfer amount and transaction remarks if needed. Review and confirm. For large values banks may ask for additional OTP or two-factor authentication.
- Save the beneficiary after a successful transaction for future transfers. Always double-check IFSC and account number before confirming.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch without manual intervention.
- Speeds up reconciliation and reduces failed or returned transactions.
- Required for all electronic transfers: NEFT, RTGS and IMPS.
- Helps verify branch identity (city, branch code, MICR) before sending money.
- Useful when filling forms for salary credits, vendor payments and government receipts.
Contact
Branch phone no: 9297900666
Branch Address: RO Jamui, Jamui, 811307
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. Use IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to the RO Jamui branch.
Q: What happens if I enter a wrong IFSC but correct account number?
A: Banks usually route by IFSC and account number together. A wrong IFSC can route to a different branch or trigger a validation error. If the details don’t match, the transfer may fail or be returned. Contact your bank immediately if you suspect an error.
Q: How do I confirm this IFSC is current after a merger?
A: After mergers, banks publish the updated IFSC. In this case, old UBGB/DBGB IFSCs were revoked and the branch uses PUNB0MBGB06 under Punjab National Bank. If in doubt, call the branch at 9297900666 or the toll-free number 18001807777.
Q: Does MICR matter for electronic transfers?
A: MICR (Magnetic Ink Character Recognition) is mainly used for cheque clearing. For NEFT/RTGS/IMPS, IFSC is essential. MICR 800811002 is useful for cheque processing and reconciliation.
Q: Can IFSC change and how will I know?
A: IFSC can change after branch rebranding, migration to another bank, or consolidation. Banks notify customers via notices, and the updated code appears in bank statements and official communications. Always verify IFSC from the bank or branch before large transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.