The Bihar Gramin Bank branch at Sewa, Jamui (Pincode 811305) serves local residents and businesses in Jamui district of Bihar. For anyone sending or receiving funds electronically, the IFSC code is essential. It tells the payment system which bank and branch should get the money. You need the correct IFSC for NEFT, RTGS and IMPS transfers to avoid failed or misrouted transactions.
Bihar Gramin Bank Sewa IFSC Code
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sewa |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3432 |
| Branch Address | Sewa, Jamui, 811305, 8102926338 |
| Contact Number | 8102926338 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811305 |
| State | Bihar |
Merger Update
Note on regional bank consolidation: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into Punjab National Bank (PNB) as part of a reorganisation of regional rural banks. After the merger, affected branches now operate under PNB’s IFSC structure. The consolidated IFSC used for many of the merged branches is PUNB0MBGB06. Old IFSC codes issued to UBGB or DBGB branches have been revoked. For any fund transfer to a previously UBGB/DBGB branch, use the new PNB IFSC only. If you are unsure, verify with the beneficiary or the receiving bank before initiating the transfer.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure is:
- First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character: Reserved, usually ‘0’.
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch.
So in PUNB0MBGB06, PUNB = bank, 0 = reserved, MBGB06 = branch code.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app, or visit the branch for an offline transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS and most NEFT/RTGS services are available 24×7 through online channels; check your bank for any limits.)
- Select or add a beneficiary. Enter beneficiary name exactly as on their account and the full account number.
- Enter the IFSC code: PUNB0MBGB06 (for Sewa, Jamui branch). Double-check spelling and character positions—mistyped IFSC can route funds to the wrong branch or fail.
- Enter the amount and purpose. For RTGS, confirm the bank’s minimum/maximum limits (RTGS is typically used for high-value transfers, commonly ₹2,00,000 and above; confirm with your bank).
- Confirm details and authenticate the transfer (OTP, transaction password or hardware token as required).
- Save the beneficiary for future transfers once the bank has verified and confirmed the first transfer (many banks require a short cooling period or a confirmation transfer).
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank and branch for electronic transfers.
- Reduces failed or returned transactions and related delays.
- Required for NEFT, RTGS and IMPS forms and online transfer screens.
- Makes it easy to validate beneficiary details before sending money.
- Helps customer support trace completed or pending transactions using exact branch code.
Contact
Branch phone: 8102926338
Branch address: Sewa, Jamui, 811305
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC to send money to Sewa, Jamui?
A: Yes. Use PUNB0MBGB06 for electronic transfers to the Sewa branch in Jamui. Confirm the beneficiary account number and name before sending.
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes linked to those banks were revoked after the merger. Use the new IFSC (for many merged branches this is PUNB0MBGB06). If in doubt, confirm with the beneficiary or bank.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account number, the transfer may fail or be returned. If it matches a different account, funds could go to the wrong account. Contact your bank immediately if you suspect an error; they can start a trace and recovery, but outcomes depend on the recipient bank and timing.
Q: How can I verify this IFSC before sending money?
A: Verify by checking official bank communications, calling the branch at 8102926338, or confirming with the beneficiary. Banks and the receiving customer can confirm the branch IFSC on request.
Q: Are NEFT, RTGS and IMPS available round the clock?
A: IMPS is immediate and available 24×7. NEFT and RTGS are available through most banks’ online channels 24×7, but some banks may have specific cutoffs or limits. For large RTGS transfers, check your bank’s minimum and processing procedures.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.