Sono branch is located in Sono town, Jamui district, Bihar (PIN 811314). This branch serves local customers for deposits, withdrawals, and fund transfers. For electronic transfers like NEFT, RTGS and IMPS you must use a correct IFSC code. The IFSC routes your transfer to the right bank and branch. An incorrect or missing IFSC will delay the payment or cause it to be rejected.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sono |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3414 |
| Branch Address | Sono, Jamui, 811314, 8102918617 |
| Contact Number | 8102918617 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811314 |
| State | Bihar |
Merger Update
Bihar Gramin Bank branches that earlier belonged to Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank (PNB) coding. Both UBGB and DBGB IFSCs were revoked and replaced. The Sono branch now uses the single IFSC PUNB0MBGB06 under Punjab National Bank for NEFT/RTGS/IMPS. Use only this new IFSC for electronic transactions. Old UBGB/DBGB IFSC codes are not valid and will cause transaction failures.
What is IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic transfers. Structure:
- First 4 characters – bank code. Example: PUNB = Punjab National Bank.
- 5th character – always 0 (reserved).
- Last 6 characters – branch identifier. This can be letters and numbers. Example: in PUNB0MBGB06, the suffix MBGB06 identifies the Sono branch in the bank’s coding.
Note: The printed numeric branch code (for example 3414) can be different from the IFSC suffix. The IFSC suffix is the canonical identifier used for electronic routing.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s internet banking or mobile app. Choose “Funds Transfer” or “Add Beneficiary”.
- Enter beneficiary name and account number exactly as provided by the recipient.
- Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Sono branch.
- Provide any required branch details or address if asked. Save beneficiary if you will pay frequently.
- Choose transfer type: IMPS for instant small-value transfers, NEFT for general transfers, or RTGS for high-value immediate settlement.
- Enter amount and confirm. Banks will often ask for an OTP or transaction password.
- After sending, note the transaction reference. Check beneficiary account and contact your bank if funds do not arrive within expected timeframes.
Practical notes: IMPS is instant and typically available 24×7. NEFT and RTGS availability depends on your bank; many banks now offer NEFT/RTGS around the clock. If you are not sure, check with your bank before scheduling a high-value transfer.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch for NEFT/RTGS/IMPS.
- Reduces delays and failed transactions caused by incorrect routing data.
- Makes it easy to add beneficiaries in online banking or mobile apps.
- Helps customer service trace and reconcile payments quickly using the exact branch code.
- Distinguishes branches when multiple branches share similar names in a district or city.
Contact
Branch phone: 8102918617
Branch address: Sono, Jamui, 811314
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Can I use PUNB0MBGB06 for NEFT, RTGS and IMPS?
A: Yes. Use PUNB0MBGB06 for all three modes for the Sono branch. It is the valid IFSC after the merger.
Q: Where can I verify the IFSC before making a transfer?
A: Verify on the recipient’s cheque leaf, passbook, bank-issued statement, or by calling the branch at 8102918617. Banks’ customer service can also confirm the IFSC.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match any branch, the transaction is usually rejected and refunded to your account. If the IFSC points to a different branch but the account number matches a valid account there, the bank will credit that account. To avoid this risk, always double-check IFSC and account number.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive. Banks and payment systems accept either uppercase or lowercase, but it is standard to use uppercase (for example, PUNB0MBGB06).
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers and identifies bank branches for NEFT/RTGS/IMPS. MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code (here 800811002) used for cheque clearing in the cheque truncation system. Both identify branches, but they serve different clearing systems.
Q: My payment is delayed. What should I do?
A: First check the transaction status in your bank app and note the reference number. Confirm the IFSC and account number you entered. If details were correct, contact your bank branch (8102918617) or the head office toll-free (18001807777) and provide the transaction reference for tracing.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.