Bihar Gramin Bank Telwa Bazar IFSC Code

The Telwa Bazar branch of Bihar Gramin Bank is located in Jamui district of Bihar. Its IFSC is needed whenever you send or receive electronic fund transfers such as NEFT, RTGS or IMPS. The IFSC directs the payment to the correct bank and branch, preventing delays or rejection of the transfer.

Bihar Gramin Bank Telwa Bazar IFSC Code

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Telwa Bazar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3420
Branch Address	Telwa Bazar, Jamui, 811316, 8102918623
Contact Number	8102918623
City	Jamui
District	Jamui
Reason	JAMUI
Pincode	811316
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank. Both former banks now use the single IFSC PUNB0MBGB06 for transactions. Old UBGB/DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 when sending funds to Telwa Bazar branch. Transactions attempted with old IFSCs will be rejected or delayed.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank branch in electronic payments.

Structure:

• First 4 characters = bank identifier (example: PUNB = Punjab National Bank).
• 5th character = reserved and is always 0.
• Last 6 characters = branch identifier (example: MBGB06 identifies the Telwa Bazar branch under the merged arrangement).

So in PUNB0MBGB06, PUNB = bank, 0 = reserved, and MBGB06 = branch code segment.

How to Use IFSC Code

• Open your bank’s internet banking or mobile app, or visit a branch counter for offline transfers.
• Choose transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT are generally available 24×7; RTGS is intended for high-value payments—check your bank for real-time availability.)
• Enter beneficiary name and account number exactly as provided by the recipient.
• Enter the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Telwa Bazar branch.
• Enter amount and purpose. For RTGS check that amount meets the bank’s minimum (commonly ₹2,00,000) and any charges.
• Verify all details on screen. A wrong IFSC or account number can misroute or reject the payment.
• Authenticate the transfer using OTP, transaction PIN or your bank’s secure method.
• Save the transaction receipt or reference number. Use it to track or raise disputes if funds don’t arrive.

Benefits

• Accurate routing: IFSC ensures funds reach the exact branch and account.
• Faster processing: Electronic systems use IFSC to speed up NEFT, RTGS and IMPS settlements.
• Reduced errors: Using the correct IFSC reduces chances of rejection and manual intervention.
• Easy verification: Combine IFSC with MICR to validate branch and cheque details.
• Necessary for forms: Most bank transfer forms and merchant payouts require the IFSC field.

Contact

Branch phone no: 8102918623

Branch Address: Telwa Bazar, Jamui, 811316

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use an old UBGB IFSC for transfers to Telwa Bazar?
  A: No. Old UBGB and DBGB IFSCs have been revoked after the merger. Use only PUNB0MBGB06.
• Q: What happens if I enter a wrong IFSC but correct account number?
  A: The transaction will likely be rejected or returned. In some cases, automated routing may fail and manual bank intervention will be needed, causing delays.
• Q: Which code should I use for cheque processing—IFSC or MICR?
  A: For electronic transfers use IFSC. For cheque clearing systems, MICR (800811002) is used by clearing houses. Both serve different operational needs.
• Q: Is RTGS available for small amounts?
  A: RTGS is designed for high-value transactions; many banks set a minimum (commonly ₹2,00,000). For smaller amounts use NEFT or IMPS.
• Q: How can I confirm the branch IFSC before sending money?
  A: Verify with the beneficiary, check the bank’s printed cheque leaf for IFSC, or call the branch at 8102918623. Always confirm before initiating large transfers.