The Bihar Gramin Bank branch at Tola Barajor is located in Jamui district of Bihar (PIN 811308). This page gives its key codes and contact details. The IFSC code is essential for electronic fund transfers. You need it to send money by NEFT, RTGS or IMPS. Using the correct IFSC ensures the payment reaches the right branch without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tola Barajor |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3431 |
| Branch Address | Tola Barajor, Jamui, 811308, 8102926337 |
| Contact Number | 8102926337 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811308 |
| State | Bihar |
Merger Update
If this branch formerly belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both these regional gramin banks have been consolidated and their banking operations now use a single IFSC under Punjab National Bank. The valid IFSC for transactions is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Do not use the old codes; they will not work for NEFT/RTGS/IMPS.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payments. Structure:
- First 4 characters: alphabetic bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: reserved and always 0.
- Last 6 characters: alphanumeric branch identifier. Example: in PUNB0MBGB06, the last six are MBGB06, which point to the specific Tola Barajor branch.
IFSC is used only for electronic fund transfers. It differs from the MICR code, which is a 9‑digit number used for cheque-clearing by the banking clearing system.
How to Use IFSC Code
- Log in to your bank’s netbanking or mobile banking app.
- Choose the transfer type: NEFT, RTGS or IMPS.
- Add a beneficiary by entering the recipient’s name, account number and the IFSC: PUNB0MBGB06.
- Verify the branch name and city shown by your bank after you enter the IFSC. Confirm the beneficiary details.
- For NEFT and IMPS, enter the transfer amount and confirm. NEFT is available 24×7; IMPS is instant and available 24×7. RTGS is for high-value transfers (typically ₹2 lakh and above) and is processed immediately.
- Always double-check the IFSC and account number before confirming. Mistakes can delay refunds or require a bank trace.
Benefits of Knowing the IFSC
- Ensures money is routed to the correct bank branch for NEFT, RTGS and IMPS.
- Speeds up beneficiary setup in netbanking and mobile apps.
- Reduces failed transactions and the need for manual intervention.
- Required for setting up electronic mandates and some online payment forms.
- Helps customer service staff trace transactions using a unique branch identifier.
Contact
Branch phone: 8102926337
Branch address: Tola Barajor, Jamui, 811308
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: What is the IFSC code for Bihar Gramin Bank Tola Barajor?
A: The IFSC code to use is PUNB0MBGB06.
Q: Can I use an old UBGB IFSC code for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use only PUNB0MBGB06 for NEFT/RTGS/IMPS.
Q: What is the MICR code and why is it important?
A: The branch MICR code is 800811002. MICR is a 9-digit code used for cheque clearing. It speeds up processing of paper cheques but is not required for electronic transfers.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC is wrong but points to a valid bank branch, the funds may go to that branch and may still be recoverable only after a trace. If the IFSC does not exist, the transaction will usually fail and the funds will be returned to the origin account. Contact your bank immediately with transaction details for recovery.
Q: Which transfer method should I use: NEFT, RTGS or IMPS?
A: Use IMPS for small, immediate transfers anytime. Use RTGS for large value immediate transfers (generally ₹2 lakh and above). Use NEFT for regular transfers; it is available round-the-clock and suitable for most amounts.
Q: Is the branch code the same as the last 6 characters of IFSC?
A: Not always. The branch code shown here is numeric (3431) and used by the bank internally. The last 6 characters of the IFSC (MBGB06) are an alphanumeric identifier used in the IFSC. Both identify the branch, but they follow different formats.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.