Bihar Gramin Bank, Tola Chandarmandih branch is located in Jamui district of Bihar. This branch serves retail and rural customers in and around Jamui. For electronic fund transfers such as NEFT, RTGS and IMPS you must provide the correct IFSC code. The IFSC ensures the payment message reaches the right bank and branch. A wrong or revoked IFSC can delay or block transfers.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tola Chandarmandih |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3450 |
| Branch Address | Tola Chandarmandih, Jamui, 811303, 8102613763 |
| Contact Number | 8102613763 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811303 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank for better operational efficiency. All branches that previously used UBGB or DBGB IFSC codes now operate under the single IFSC code PUNB0MBGB06. The old UBGB/DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transfer to this branch you must use PUNB0MBGB06. Transactions attempted with the old codes will be rejected or delayed.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alpha-numeric code used to route electronic payments to the correct bank branch.
- Characters 1–4: Bank identifier. Example: PUNB = Punjab National Bank.
- Character 5: Reserved and is always 0.
- Characters 6–11: Branch code. Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s internet banking, mobile app, or visit the branch.
- Go to the beneficiary or payee section and choose add new beneficiary.
- Enter beneficiary name exactly as in their bank record.
- Enter the account number and the IFSC: PUNB0MBGB06 for Tola Chandarmandih branch.
- Choose transfer type:
- NEFT — no fixed minimum; batch or real-time processing depends on bank policy.
- RTGS — for high-value transfers; typical minimum is around Rs.2,00,000, but confirm with your bank.
- IMPS — immediate 24×7 transfers; amount limits set by the bank (often up to Rs.2 lakh but vary).
- Enter amount, purpose and any remarks. Review all details carefully.
- Authenticate the transaction with your bank’s OTP, token or password.
- Save the beneficiary (if required) and initiate the transfer. Note the transaction reference for tracking.
Always double-check the IFSC and account number before confirming. Use the branch’s MICR (800811002) only where cheque processing details are required; MICR is not used for electronic routing.
Benefits of Knowing the IFSC
- Ensures funds reach the correct bank branch quickly.
- Prevents delays and reversals caused by incorrect routing.
- Required for all electronic transfers: NEFT, RTGS and IMPS.
- Helps businesses automate payouts by validating payee bank details.
- Useful when filling forms for salary, vendor payments, refunds and government transfers.
Contact
Branch Phone: 8102613763
Branch Address: Tola Chandarmandih, Jamui, 811303
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use IMPS with the IFSC code?
A: Yes. Modern IMPS transfers use the IFSC plus account number to route funds. Enter the IFSC PUNB0MBGB06 and account number when adding the beneficiary.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the bank or branch for the account number, the transaction may be rejected or returned. In some cases it can be credited to the wrong branch; that requires a manual reconciliation and delay. Always verify both IFSC and account number.
Q: How do I confirm the IFSC for this branch?
A: Confirm from the branch contact (8102613763), a printed bank passbook, cheque leaf, or by asking your bank. For this branch use PUNB0MBGB06.
Q: Is there any difference between IFSC and MICR?
A: Yes. IFSC routes electronic transfers. MICR (800811002) is used for cheque clearance by the clearing house. They serve different purposes.
Q: Are the old UBGB or DBGB IFSC codes still valid?
A: No. After merger into Punjab National Bank, the old UBGB/DBGB IFSC codes have been revoked. Use the current IFSC PUNB0MBGB06 for transactions.
If you need more precise cut-off times, transfer limits or process details, call the branch at 8102613763 or the toll-free number 18001807777 before initiating a high-value transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.