Bihar Gramin Bank, Tola Ekdara branch is located in Jamui district of Bihar (PIN 811308). This IFSC code is required for electronic fund transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures the payment routes to the exact branch and account. If the IFSC is wrong, transfers can be delayed, returned, or routed incorrectly.
Branch Details
| Field | Details |
|---|---|
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tola Ekdara |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3442 |
| Branch Address | Tola Ekdara, Jamui, 811308, 8102912665 |
| Contact Number | 8102912665 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811308 |
| State | Bihar |
Merger Update
This branch now falls under the combined structure after consolidation of regional rural banks. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single setup under Punjab National Bank for operational and clearing purposes. The consolidated IFSC for these merged entities is PUNB0MBGB06. Old UBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction, use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSC codes may fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify a bank branch in electronic payment systems.
- First 4 characters – identify the bank. Example: PUNB = Punjab National Bank.
- Fifth character – reserved and is always 0 (zero).
- Last 6 characters – identify the specific branch. Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code
Below are practical steps when you need to send money using NEFT, RTGS or IMPS.
- Choose the transfer type. NEFT for routine transfers, RTGS for high-value transfers, IMPS for instant transfers via mobile. Check your bank’s limits for each service.
- Add beneficiary details. Enter beneficiary name, account number, and IFSC PUNB0MBGB06 exactly. Include branch name (Tola Ekdara) if asked.
- Validate beneficiary. Most banks verify IFSC and account number. Wait for beneficiary activation if required (may take minutes to a few hours).
- Initiate transfer. Enter amount, purpose, and authentication (OTP, token, or transaction password). Note the reference/UTR number after completion.
- Check settlement and charges. NEFT and RTGS previously had time bands; currently these services operate nearly round-the-clock, but banks can have internal cut-offs and fees. IMPS is real-time 24×7 for amounts within bank-defined limits.
- If transfer fails. Contact your bank with the UTR/reference number and beneficiary IFSC. For Tola Ekdara branch use the contact below.
Benefits of Knowing the IFSC
- Ensures funds route to the exact branch and account.
- Prevents delays and returned transactions caused by incorrect branch routing.
- Required when adding beneficiaries in online banking and mobile apps.
- Needed for electronic collections, salary credits, and vendor payments.
- Helps customer service track and reconcile transfers using the branch code portion.
Contact
Branch phone: 8102912665
Branch address: Tola Ekdara, Jamui, 811308
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: How can I verify this IFSC before sending money?
A: Confirm the IFSC PUNB0MBGB06 on the bank passbook, the branch signboard, or by calling the branch at 8102912665. Use the exact 11-character code; the first four show the bank, fifth is 0, last six the branch.
Q: What happens if I enter a wrong IFSC but correct account number?
A: The IFSC identifies the routing branch. If IFSC does not match the bank name or account, the transaction may fail or be returned. Some systems validate IFSC vs bank name and block the transfer until corrected.
Q: Is this IFSC valid for all electronic transfers (NEFT/RTGS/IMPS)?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to route to Bihar Gramin Bank, Tola Ekdara branch. Ensure beneficiary details are correct and follow bank-specific limits.
Q: Why was my old UBGB IFSC rejected?
A: UBGB IFSC codes were revoked after consolidation under Punjab National Bank. Only the new consolidated IFSC PUNB0MBGB06 is valid. If you used an old UBGB IFSC, the payment would typically be returned or rejected.
Q: Can I use the MICR code instead of IFSC for online transfers?
A: No. MICR (800811002) is used mainly for cheque clearance and internal branch processing. For electronic fund transfers you must use the IFSC.
If you need help confirming details before a large transfer, call the branch at 8102912665 or the head office toll-free 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.