Bihar Gramin Bank Tola Jhundo IFSC Code

Tola Jhundo is a rural branch location in Jamui district, Bihar. It serves local customers for deposits, withdrawals and fund transfers. For any online transfer by NEFT, RTGS or IMPS you must use the correct IFSC code for the receiving branch. The IFSC ties the bank, the branch and the clearing network together so that electronic payments route safely and reach the intended account without delays or returns.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Tola Jhundo
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3434
Branch Address	Tola Jhundo, Jamui, 811305, 7061383141
Contact Number	7061383141
City	Jamui
District	Jamui
Reason	JAMUI
Pincode	811305
State	Bihar

Merger Update

Important: Bihar Gramin Bank branches formerly under Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank for electronic transfers. The single, valid IFSC for this consolidated set of branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked and should not be used. Only the new IFSC (PUNB0MBGB06) is valid for NEFT, RTGS and IMPS transactions to this branch.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure:

• First 4 characters — bank code (example for this branch: PUNB = Punjab National Bank).
• 5th character — always 0 (reserved).
• Last 6 characters — branch identifier (for PUNB0MBGB06 the branch part is MBGB06).

This format ensures each branch has a unique routing code for NEFT, RTGS and IMPS.

How to Use IFSC Code

Steps to transfer money to Tola Jhundo branch using online banking or mobile app:

1. Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7; NEFT is batch-based but now available round-the-clock; RTGS is for high-value instant settlement.)
2. Add a new beneficiary. Enter the beneficiary name exactly as on the account.
3. Enter the beneficiary account number. Double-check digits — mistakes cause returns.
4. Enter the IFSC: PUNB0MBGB06. Verify the bank name (Punjab National Bank / Bihar Gramin Bank branch) shown by the system.
5. Enter the bank branch name or address (optional but helpful): Tola Jhundo, Jamui, 811305.
6. Enter transfer amount and purpose. Authorize with your transaction PIN/OTP.
7. Save beneficiary (many banks require a cooling period before first transfer to a new payee).
8. After transfer, note the reference number and check beneficiary account to confirm credit. If not credited in expected time, contact your bank with UTR/transaction reference.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch and account without delays.
• Prevents failed transfers and reduces the time to recover misrouted funds.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Makes it easy for third parties (employers, government, vendors) to pay directly into an account.
• Helps confirm branch identity during verification — reduces fraud risk.

Contact

Branch phone no: 7061383141

Branch Address: Tola Jhundo, Jamui, 811305

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use the old UBGB IFSC for transfers to this branch?

  A: No. Old UBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for NEFT, RTGS and IMPS.

• Q: What if I enter the wrong IFSC?

  A: If the wrong IFSC still matches another valid branch, funds will go to that branch and recovery will require coordination between banks. If the IFSC is invalid, the transfer will normally fail and reverse to your account. Always verify IFSC and account number before sending.

• Q: Is IMPS available for this branch?

  A: Yes. IMPS uses the IFSC and account number and is available 24×7 for instant transfers subject to service availability and limits set by your bank.

• Q: How long does an NEFT or RTGS transfer take to reach Tola Jhundo?

  A: IMPS is immediate. NEFT settlements are processed in near real-time and are available 24×7; RTGS is real-time gross settlement for high-value payments. Actual credit time depends on originating bank processing and cut-offs. Keep the transaction reference (UTR) to track.

• Q: How can I confirm IFSC before a large transfer?

  A: Confirm with the beneficiary (account-holder) directly, call the branch at 7061383141, or check the bank’s customer service. The only valid IFSC for this branch is PUNB0MBGB06.