Tola Kasba Dighi is a branch of Bihar Gramin Bank located in Jamui district, Bihar (PIN 811312). For any electronic fund transfer to this branch — NEFT, RTGS or IMPS — you must use the correct IFSC. The IFSC identifies the bank and the exact branch so the payment clears without delay or rejection.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tola Kasba Dighi |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3439 |
| Branch Address | Tola Kasba Dighi, Jamui, 811312, 8102609030 |
| Contact Number | 8102609030 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811312 |
| State | Bihar |
Merger Update
This branch uses the IFSC PUNB0MBGB06 under Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and the consolidated operations now use the single IFSC code PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all electronic transfers to this branch, use only PUNB0MBGB06.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments. The structure is:
- First 4 characters — bank identifier (for example, PUNB = Punjab National Bank).
- 5th character — always 0 (reserved for future use).
- Last 6 characters — branch identifier (for example, MBGB06 identifies this branch within the sponsor bank).
Example: PUNB0MBGB06 breaks down as PUNB (bank) + 0 + MBGB06 (branch).
How to Use IFSC Code
- Open your bank’s internet banking, mobile app, or visit the branch counter.
- Select transfer type: NEFT, RTGS or IMPS. (IMPS is instant 24×7; RTGS is for high-value real-time settlement; NEFT is electronic funds transfer processed by the payment system.)
- Add a beneficiary. Enter beneficiary name and account number exactly as given.
- Enter IFSC: PUNB0MBGB06. Also provide the beneficiary branch name if the form asks.
- Enter amount and purpose or remarks if required.
- Verify details and authorize the transfer (OTP, token or netbanking password as per your bank’s process).
- Keep the transaction reference number. Confirm with the beneficiary if funds are not received within expected time frames.
Benefits of Knowing the IFSC
- Accurate routing of funds to the correct bank and branch.
- Reduces failed or returned payments due to incorrect branch details.
- Required for NEFT, RTGS and IMPS transfers and many online payment forms.
- Useful for payroll deposits, vendor payments and government transfers.
- Makes reconciliation easier for businesses and accountants.
Contact
Branch Phone: 8102609030
Branch Address: Tola Kasba Dighi, Jamui, 811312
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to this branch.
Q: How can I verify the IFSC before sending money?
A: Check the branch passbook, cheque leaf, official bank communication, or call the branch at 8102609030. Confirm the IFSC with the beneficiary before transferring.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account number and bank, the transaction may fail or be returned. In some cases a wrong IFSC that points to another valid branch could route funds incorrectly. Always double-check.
Q: Are old UBGB or DBGB IFSC codes still usable?
A: No. The old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transactions to this branch.
Q: What is the MICR code used for?
A: MICR (Magnetic Ink Character Recognition) code 800811002 is used for cheque clearing and processing in the banking system. It helps sorting and automated processing of paper cheques.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.