The Bihar Gramin Bank branch at BANDHUGANJ is located in Jehanabad district, Bihar. This branch serves local customers for deposits, withdrawals, and fund transfers. For electronic transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC routes payment messages to the right bank and branch. A wrong or missing code can delay or block a transfer.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | BANDHUGANJ |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7200 |
| Branch Address | BANDHUGANJ, Jehanabad, 804432, 9771464200 |
| Contact Number | 9771464200 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 804432 |
| State | Bihar |
Merger Update
Background: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged to form Bihar Gramin Bank. The merged entity now operates under a single IFSC code assigned via Punjab National Bank.
Important: The Bandhuganj branch uses the IFSC PUNB0MBGB06 under Punjab National Bank. Any old UBGB or DBGB IFSC codes that existed before the merger have been revoked. Use only the new IFSC for NEFT, RTGS and IMPS transactions to this branch.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies the bank and branch in electronic payment systems.
- First 4 characters: Bank code (for example, PUNB = Punjab National Bank).
- 5th character: Always the numeral 0 (reserved).
- Last 6 characters: Branch identifier (for example, MBGB06 in PUNB0MBGB06).
How to Use IFSC Code
Follow these steps when sending money to this branch via NEFT, RTGS or IMPS.
- Open your bank’s internet banking or mobile app, or visit the branch.
- Choose the transfer type: NEFT, RTGS, or IMPS.
- Enter beneficiary name and account number exactly as provided.
- Enter the IFSC: PUNB0MBGB06.
- Enter amount and purpose, then submit the transfer request.
- Confirm OTP or transaction PIN when prompted.
- Save the transaction reference number for tracking.
Notes: IMPS is instant and available round‑the‑clock for retail transfers. RTGS performs real‑time gross settlement and suits immediate high‑value transfers. NEFT is used for routine transfers; settlements are fast and, in practice, available online 24×7 but processing depends on bank systems.
Benefits of Knowing the IFSC
- Ensures funds reach the correct bank branch quickly.
- Required input for NEFT, RTGS and IMPS transfers.
- Helps verify payee details before sending money.
- Saves time and avoids failed or returned transactions.
- Useful for receiving remittances, salary credits and bill payments.
Contact
Branch Phone: 9771464200
Branch Address: BANDHUGANJ, Jehanabad, 804432, 9771464200
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: What IFSC should I use to send money to Bandhuganj branch?
A: Use PUNB0MBGB06. This is the valid IFSC after the UBGB/DBGB merger.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC entered does not exist, the transaction will typically be rejected and returned. If the IFSC is valid but the account number is wrong, funds may be credited to an unintended account. Always verify beneficiary name, account number and IFSC.
Q: How can I verify this IFSC before sending funds?
A: Verify on the cheque leaf, bank passbook, or by calling the branch at 9771464200. You can also confirm the head office details before initiating a high-value transfer.
Q: What is the MICR code used for?
A: The MICR code (800811002) is used mainly for cheque processing by the clearing system. It is different from IFSC, which is for electronic transfers.
Q: Is this branch part of Bihar Gramin Bank or Punjab National Bank?
A: The branch operates as part of Bihar Gramin Bank after the merger of UBGB and DBGB. For electronic routing the IFSC is issued under Punjab National Bank’s code series, so use PUNB0MBGB06 for NEFT/RTGS/IMPS.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.