Bihar Gramin Bank BAZIDPUR IFSC Code

Bazidpur is a branch of Bihar Gramin Bank located in Jehanabad district of Bihar (PIN 804405). This branch serves local residents and businesses for savings, remittances and credit needs. For digital fund transfers — NEFT, RTGS and IMPS — the IFSC code is essential. The IFSC routes electronic payments to the correct bank and branch. Using the correct IFSC avoids failed transfers, delays and manual reconciliation.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	BAZIDPUR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6963
Branch Address	BAZIDPUR, Jehanabad, 804405, 7091596963
Contact Number	7091596963
City	Jehanabad
District	Jehanabad
Reason	Patna
Pincode	804405
State	Bihar

Merger Update

Bihar Gramin Bank is the result of consolidation of regional rural banks. The earlier sponsors — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — have been merged and their operations consolidated under Punjab National Bank’s IFSC mapping. The single valid IFSC for the merged entity is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For electronic transfers, use only the new IFSC (PUNB0MBGB06). Transactions sent to retired IFSC codes will fail or be returned.

What is IFSC Code?

IFSC is an 11-character code used to identify bank branches in electronic payment systems. The structure is fixed:

• First 4 characters — Alphabetic bank code (example: PUNB = Punjab National Bank).
• Fifth character — Always the numeral 0 (reserved for future use).
• Last 6 characters — Branch identifier (example: MBGB06 in PUNB0MBGB06).

So PUNB0MBGB06 breaks down to PUNB | 0 | MBGB06. The last six characters map to the specific branch or sponsor arrangement (here the merged gramin bank branch under PNB’s routing).

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS or IMPS:

• Open your bank’s internet banking, mobile app or visit the branch counter.
• Select the type of transfer — NEFT, RTGS or IMPS. (RTGS has a higher minimum amount; NEFT has no minimum; IMPS is instant and often has an upper limit.)
• Add a beneficiary. Enter the beneficiary name exactly as on their account, account number, and the IFSC code: PUNB0MBGB06.
• Verify the IFSC visually (it must be 11 characters). Example entry: Account no. 012345678901, IFSC PUNB0MBGB06.
• Authorize the beneficiary addition (OTP or bank approval). After activation, choose the beneficiary and enter the transfer amount and purpose.
• Confirm and authenticate the transaction (OTP, token or PIN). Keep the UTR/reference number for tracking.
• For branch visits, provide the same details on the remittance form; staff will process via NEFT/RTGS/IMPS.

Tip: Always confirm the branch account number and beneficiary name before first transfer. A mismatch can cause delays even if the IFSC is correct.

Benefits of Knowing IFSC

• Accurate routing: Ensures funds reach the correct bank branch.
• Faster processing: Electronic systems use IFSC to auto-route transfers.
• Error reduction: Reduces manual intervention and return charges.
• Beneficiary setup: Required to add beneficiaries in online banking and apps.
• Cross-checking: Use IFSC to verify branch identity when receiving instructions.

Contact

Branch phone no: 7091596963

Branch Address: BAZIDPUR, Jehanabad, 804405

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for Bazidpur branch?
  A: Yes. After the merger of the regional gramin banks under Punjab National Bank’s routing, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs are revoked.
• Q: What happens if I enter a wrong IFSC during transfer?
  A: If IFSC does not match any branch, the transfer will fail and be returned. If the IFSC exists but points to a different branch, the funds may be credited to an unintended account; banks usually match account numbers and names, but resolution requires bank intervention and can take days.
• Q: Are there limits for NEFT, RTGS and IMPS?
  A: NEFT: typically no minimum; RTGS: minimum usually ₹2,00,000 (varies by bank); IMPS: instant transfer with an upper limit that varies by bank (often around ₹2,00,000). Check with the branch or your bank app for exact limits and charges.
• Q: How can I verify this IFSC before sending money?
  A: Verify the IFSC on a bank passbook entry, cheque leaf if available, or by calling the branch phone (7091596963). Confirm account holder name and account number as well.
• Q: Who should I contact if a transfer to this IFSC fails?
  A: First contact your originating bank with the transaction UTR/reference number. You can also contact the Bazidpur branch at 7091596963 or the head office/toll-free 18001807777 for assistance and investigation.