The Bihar Gramin Bank branch at Beram Sarai is located in Jehanabad district of Bihar. This IFSC code — used for electronic fund transfers — identifies the bank and its specific branch. You need the correct IFSC when sending money through NEFT, RTGS or IMPS. A wrong or missing IFSC can delay or misroute a payment, or require manual intervention to recover funds.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | BERAM SARAI |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7518 |
| Branch Address | BERAM SARAI, Jehanabad, 804406, 7541807518 |
| Contact Number | 7541807518 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 804406 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under a single sponsor bank. These regional gramin banks now operate using the unified IFSC PUNB0MBGB06 under Punjab National Bank. Old IFSC codes issued to UBGB or DBGB branches have been revoked. For transfers, use only the new IFSC PUNB0MBGB06 — old UBGB/DBGB codes will not work and will cause transaction failure or delay.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to uniquely identify a bank branch in electronic payment systems.
- First 4 characters = bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character = reserved and is always 0.
- Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
Note: The numeric Branch Code listed by a bank (here 7518) can differ from the alphanumeric trailing part of the IFSC. The IFSC’s last six characters are used by the payment network to find the exact branch for routing.
MICR code (here 800811002) is different. It is used mainly for cheque clearing through the MICR system and does not substitute for IFSC in electronic transfers.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app or visit a branch.
- Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. RTGS is for large-value immediate transfers. NEFT is for routine transfers (now available 24×7 for most banks).
- Enter beneficiary details: name, account number, account type, and IFSC PUNB0MBGB06 exactly as shown.
- After entering IFSC, the system usually displays the bank and branch name. Verify it shows Bihar Gramin Bank – BERAM SARAI or Punjab National Bank / Bihar Gramin Bank branch details before confirming.
- Add beneficiary and complete any bank-required verification (OTP, approval, or beneficiary activation wait time).
- Initiate the transfer and note the transaction reference number. Use it to track the transfer with your bank if needed.
- If you are transferring a large amount, prefer RTGS and confirm any bank-specific limits and charges first.
Benefits of Knowing the IFSC
- Ensures correct routing of NEFT, RTGS and IMPS transactions.
- Speeds up transfers and reduces manual intervention.
- Makes beneficiary verification automatic in most banking apps.
- Helps resolve failed transactions faster when you provide the correct code to customer support.
- Distinguishes branches with similar names in the same city or district.
Contact
Branch Phone No: 7541807518
Branch Address: BERAM SARAI, Jehanabad, 804406
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use PUNB0MBGB06 for all electronic transfers to Beram Sarai branch?
A: Yes. Use IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS to this branch. Old UBGB/DBGB IFSCs are revoked and should not be used.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC points to a different branch, the funds will be routed to that branch and you must contact your bank and the beneficiary bank to recover the money. If the IFSC is invalid, the transaction may fail and the amount will be returned. Recovery can take time, so always verify the IFSC before sending large sums.
Q: How quickly will money arrive if I use NEFT, RTGS or IMPS?
A: IMPS is immediate (real-time). RTGS is real-time and best for high-value immediate transfers. NEFT is processed generally quickly, but actual time depends on the sending and receiving bank processing; it can be minutes to a few hours. Check with your bank for any maintenance windows.
Q: How can I verify this IFSC before transferring?
A: Verify by checking a bank-issued document, calling the branch at 7541807518, or confirming inside your bank’s official app after entering the IFSC (the app usually shows the branch name). Avoid relying solely on third-party directories.
Q: Is the MICR code the same as IFSC?
A: No. MICR (here 800811002) is used for cheque clearing. IFSC (PUNB0MBGB06) is required for electronic transfers. Both serve different clearing systems.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.