BIBIPUR branch is located in Jehanabad district of Bihar (PIN 804418). This article gives the exact branch details and the IFSC code you need for electronic fund transfers. An accurate IFSC is essential for NEFT, RTGS and IMPS transfers — it routes your payment to the correct bank and branch and prevents failed or delayed transactions.
Bihar Gramin Bank BIBIPUR IFSC Code
| Bank Name | Bihar Gramin Bank |
| Branch Name | BIBIPUR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7501 |
| Branch Address | BIBIPUR, Jehanabad, 804418, 7541807501 |
| Contact Number | 7541807501 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 804418 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank for electronic-payments routing. As part of that consolidation, transactions for branches formerly under UBGB/DBGB now use the single IFSC PUNB0MBGB06 (Punjab National Bank). Old UBGB and DBGB IFSC codes have been revoked and will not work for NEFT/RTGS/IMPS. Use only the new IFSC code PUNB0MBGB06 for transfers to this branch.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches electronically. The structure is:
- First 4 characters: Bank identifier (letters). Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier set by the bank (alphanumeric).
Example: For PUNB0MBGB06, PUNB = Punjab National Bank, 0 = reserved, and MBGB06 is the branch identifier assigned by the bank for routing.
How to Use IFSC Code for NEFT, RTGS and IMPS
- Log in to your bank’s internet banking or mobile app. Choose the transfer mode (NEFT, RTGS or IMPS) depending on urgency and amount.
- Add a beneficiary/payee. Provide the beneficiary’s name and exact account number as given by the account holder.
- Enter the IFSC: PUNB0MBGB06. Double-check spelling and zero (0) vs letter O.
- Provide the branch name and city if requested (BIBIPUR, Jehanabad).
- Verify all details on screen. Small errors in account number or IFSC can route funds to the wrong account or cause failure.
- Confirm the transfer and note the transaction reference/UTR number for tracking.
- Timings: IMPS is immediate and typically available 24×7. NEFT and RTGS are also available nearly round-the-clock through RBI’s current operating windows, but verify with your bank for any daily cut-offs or limits.
- Note: UPI transfers use VPA or mobile number and do not require IFSC; use IFSC for bank-to-bank NEFT/RTGS/IMPS transfers.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch for NEFT/RTGS/IMPS.
- Reduces delays, failed transfers, and reconciliation effort.
- Allows you to add beneficiaries securely in internet banking and mobile apps.
- Required for corporate and salary payments, vendor payments, and online bill settlements.
- Helps bank staff and support teams trace transactions quickly using the IFSC and UTR.
Contact
Branch phone no: 7541807501
Branch Address: BIBIPUR, Jehanabad, 804418, 7541807501
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC to transfer money to BIBIPUR?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only the new IFSC PUNB0MBGB06 for transfers to this branch.
Q: What if I enter the wrong IFSC but the correct account number?
A: Most banks route using both IFSC and account number. If IFSC does not match the account’s bank mapping, the transfer may fail or be returned. If it succeeds into a different branch, contact your bank immediately with the UTR to recover funds. Always double-check both fields.
Q: Is IFSC required for UPI transfers?
A: No. UPI uses Virtual Payment Addresses (VPA) or mobile number/QR codes and does not require IFSC. IFSC is required for NEFT/RTGS/IMPS via bank channels.
Q: How can I verify the IFSC before sending money?
A: Verify the IFSC from your bank passbook, a cheque leaf, the branch (phone number above), or your bank’s official internet banking beneficiary-add screen. Confirm that IFSC is PUNB0MBGB06 for BIBIPUR branch.
Q: What are the usual differences between NEFT, RTGS and IMPS?
A: IMPS is immediate and available 24×7 for smaller amounts. NEFT is designed for retail transfers and is available in regular settlement batches (now largely continuous); RTGS is for real-time gross settlement and is used for higher-value transfers. Check your bank for applicable minimum/maximum limits and charges.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.