Jehanabad is a district town in Bihar, located about 40–45 km south of Patna by road. This page covers the Bihar Gramin Bank, JEHANABAD branch. For electronic fund transfers (NEFT, RTGS, IMPS) the correct IFSC matters: it identifies the exact bank branch to route funds. A wrong IFSC can delay transactions or cause rejection. Always confirm IFSC, branch name and account number before sending money.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | JEHANABAD |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7204 |
| Branch Address | JEHANABAD, Jehanabad, 804408, 9771464204 |
| Contact Number | 9771464204 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 804408 |
| State | Bihar |
Merger Update
Important: The banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganized under Punjab National Bank’s system. The JEHANABAD branch now uses the single IFSC PUNB0MBGB06 under Punjab National Bank. Any old UBGB or DBGB IFSC codes have been revoked. For fund transfers use PUNB0MBGB06 only; transactions using retired IFSCs will be rejected or delayed.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It routes electronic payments to the correct bank branch.
- First 4 characters – bank identifier. Example: PUNB = Punjab National Bank.
- 5th character – reserved and is always 0 (zero) in the standard format.
- Last 6 characters – branch identifier. Example: MBGB06 in PUNB0MBGB06 points to the specific branch code.
How to Use IFSC Code
Follow these steps when you transfer funds via NEFT, RTGS, or IMPS:
- Open your bank’s netbanking or mobile banking app (or visit a branch counter).
- Choose Add Beneficiary / New Payee.
- Enter beneficiary name exactly as on the account and the correct account number.
- Enter IFSC: PUNB0MBGB06 for Bihar Gramin Bank, JEHANABAD.
- Select transfer mode: NEFT / RTGS / IMPS. (IMPS is instant; NEFT/RTGS depend on bank timings or settlement method.)
- Enter amount and purpose. Confirm details and authenticate (OTP, token or netbanking password).
- Wait for beneficiary activation if your bank keeps a cooling period (commonly 30 minutes to 24 hours).
- After activation, initiate the transfer. Save the transaction ID for tracking.
Notes: NEFT and IMPS are available 24×7 with quick settlement. RTGS is intended for large-value transfers; check with your bank for any minimum limits they enforce. UPI transfers do not require IFSC; they use VPA (example: name@bank).
Benefits of Knowing IFSC
- Directs transfers to the exact branch, reducing errors and delays.
- Required to add beneficiaries in netbanking and mobile apps.
- Helps verify branch identity when confirming account details with payers.
- Enables immediate transfers via IMPS and smooth NEFT/RTGS routing.
- Useful for corporate payments, salary credits and government disbursements where branch-wise routing is needed.
Contact
Branch phone: 9771464204
Branch address: JEHANABAD, Jehanabad, 804408
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. Use PUNB0MBGB06 for fund transfers to Bihar Gramin Bank, JEHANABAD. Previous UBGB/DBGB IFSC codes have been revoked after the merger.
Q: What happens if I enter the wrong IFSC?
A: If IFSC and account number point to different branches, the transfer may be rejected or routed incorrectly. Banks usually validate account number against IFSC; mismatches often cause rejection and refund. Keep transaction IDs handy to follow up with your bank.
Q: Do I need IFSC for UPI transfers?
A: No. UPI uses a Virtual Payment Address (VPA) like name@bank and does not need IFSC. For account-to-account transfers via netbanking or IMPS, IFSC is typically required.
Q: How can I verify the IFSC before sending money?
A: Confirm directly with the beneficiary or the branch phone (9771464204). Check the bank’s official communication or passbook entry. After the merger, ensure you use the new code PUNB0MBGB06.
Q: Are there limits or timings for NEFT/RTGS/IMPS?
A: IMPS is instant and available 24×7. NEFT is also available round-the-clock with quick settlement. RTGS is designed for high-value transfers; banks may enforce limits—traditionally RTGS had a ₹2 lakh threshold, but policies can vary. Confirm your bank’s limits and charges before initiating large transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.