The Bihar Gramin Bank branch at OKRI is located in Jehanabad district, Bihar. This page gives the branch contact details and the IFSC you need to move funds. An accurate IFSC is essential for electronic transfers—NEFT, RTGS and IMPS—because the IFSC identifies the exact bank and branch. Using the correct IFSC avoids failed transfers, delays and manual reconciliation by the bank.
Branch Details
| Field | Value |
|---|---|
| Bank Name | Bihar Gramin Bank |
| Branch Name | OKRI |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7207 |
| Branch Address | OKRI, Jehanabad, 880432, 9771464207 |
| Contact Number | 9771464207 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 880432 |
| State | Bihar |
Merger update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under Punjab National Bank. These merged entities now operate using the single IFSC PUNB0MBGB06 issued by Punjab National Bank. Old UBGB IFSC codes have been revoked and are no longer valid for electronic transactions. For transfers to OKRI branch accounts you must use the new IFSC PUNB0MBGB06. If you attempt a transfer with an old UBGB IFSC, it may be rejected or delayed.
What is an IFSC code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify a specific bank branch in India for electronic payments.
- First 4 characters — Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character — Always the digit 0 (reserved).
- Last 6 characters — Branch identifier. Example: for PUNB0MBGB06, the last six characters are MBGB06, which point to this particular branch code.
How to use the IFSC code for NEFT, RTGS and IMPS
- Open your bank app or netbanking portal or visit the branch for an offline transfer.
- Choose transfer type: IMPS (instant, 24×7), NEFT (nationwide electronic funds transfer), or RTGS (real-time gross settlement for high-value transfers).
- Enter beneficiary details: name, account number, bank name and the IFSC PUNB0MBGB06 for Bihar Gramin Bank OKRI. Add a remark if required.
- Verify details on screen. Small errors in account number or IFSC cause failure or delays. Confirm beneficiary name shown by the system before proceeding.
- Authorize the transfer using OTP or your transaction password.
- Note the transaction reference or UTR. Keep it for tracking or dispute resolution.
- Timings and limits:
- IMPS: instant, available 24×7. Daily limits set by the remitter’s bank.
- NEFT: available round-the-clock; processes are usually immediate or within minutes for most banks.
- RTGS: intended for high-value payments. Many banks set a minimum of ₹2,00,000 for RTGS; check your bank’s limits before initiating RTGS.
- If something goes wrong, contact your bank with the UTR and transaction time. The bank will track the payment and advise next steps.
Benefits of knowing the IFSC
- Ensures funds reach the correct bank branch quickly.
- Makes online transfers (NEFT/RTGS/IMPS) simple and secure.
- Reduces the chance of failed or misrouted transactions.
- Needed for adding beneficiaries in netbanking or mobile apps.
- Helps customer service trace transactions using the IFSC + UTR.
Contact
Branch phone: 9771464207
Branch address: OKRI, Jehanabad, 880432
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free number: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. PUNB0MBGB06 is the valid IFSC to use for the Bihar Gramin Bank OKRI branch. Old UBGB IFSCs have been revoked after the merger and should not be used.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the beneficiary’s bank or branch, the transfer may be rejected or returned. If the IFSC points to a different branch but the account number is valid there, the bank may still credit that account. To avoid such outcomes, always confirm both IFSC and account number before sending money. Keep the UTR for any dispute.
Q: How can I verify this IFSC before making a transfer?
A: Verify IFSC from your bank’s official records, the branch passbook, or by calling the branch at 9771464207. Confirm that the IFSC printed on the passbook or letter matches PUNB0MBGB06.
Q: Can I use NEFT/RTGS/IMPS at any time for this IFSC?
A: Yes. IMPS is available 24×7. NEFT and RTGS are generally available round-the-clock with most banks now supporting 24×7 settlements. RTGS is typically used for larger amounts; check your bank’s minimum and charges.
Q: How long does a transfer take to reflect in the beneficiary account?
A: IMPS is immediate. NEFT and RTGS are usually processed quickly—often within minutes—if all details are correct. Delays can occur due to banking cutoffs, system maintenance, or incorrect details. If delayed, contact your bank with the UTR for status.
If you need help confirming beneficiary details or tracking a specific transaction, call the branch at 9771464207 or the toll-free number 18001807777 with your UTR and transaction time.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.