The Bihar Gramin Bank branch at TILKAI is located in Jehanabad district of Bihar (Pincode 804405). This IFSC information is needed when sending or receiving electronic funds. Accurate IFSC codes let banks route NEFT, RTGS and IMPS transfers to the correct branch. Using a wrong or outdated IFSC can delay a payment or cause it to bounce.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | TILKAI |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6919 |
| Branch Address | TILKAI, Jehanabad, 804405, 7091596919 |
| Contact Number | 7091596919 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 804405 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated. Both banks now operate under Punjab National Bank’s routing code. All old UBGB and DBGB IFSC codes have been revoked. The single valid IFSC for this region/branch is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS transactions to avoid rejection or routing delays.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used by banks for electronic payments. Its structure is fixed:
- First 4 characters: Bank identifier (for example, PUNB = Punjab National Bank).
- Fifth character: Always 0 (reserved).
- Last 6 characters: Branch identifier (alphanumeric). In this case MBGB06 denotes the merged branch code under PNB.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app or visit a branch for a payment form.
- Choose the transfer type: NEFT, RTGS or IMPS. (RTGS for high-value, NEFT for regular, IMPS for immediate mobile transfers.)
- Enter the beneficiary name and account number exactly as provided.
- Enter the IFSC PUNB0MBGB06 for Bihar Gramin Bank TILKAI. Double-check for typos.
- Enter the amount and purpose. Confirm charges if any (RTGS may have different fees).
- Verify all details and approve the transaction with your OTP or bank PIN.
- Save the transaction reference or UTR for future tracking and reconciliation.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account without delay.
- Reduces failed or returned transactions due to wrong routing.
- Makes online and mobile transfers faster and more secure.
- Required for third-party payments, salary credits, tax payments and electronic bill payments.
- Useful for merchants, accountants and individuals reconciling payments.
Contact
Branch phone no: 7091596919
Branch Address: TILKAI, Jehanabad, 804405, 7091596919
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
- Q: Is PUNB0MBGB06 the only valid IFSC for this branch now?
A: Yes. After the merger and re-routing under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB codes are revoked.
- Q: What happens if I use an old (revoked) IFSC?
A: The transaction may fail or be returned. Funds could be delayed while banks trace and reroute the payment. It’s best to cancel and retry with the correct IFSC.
- Q: How do I verify the IFSC before sending money?
A: Confirm the IFSC from the beneficiary’s bank document, passbook, cheque leaf or by calling the branch phone (7091596919). Always cross-check the first four letters and the fifth zero.
- Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for speeding cheque clearing at clearing houses.
- Q: Can I receive IMPS with this IFSC?
A: Yes. IMPS uses the IFSC to route immediate transfers. Provide the beneficiary account number and IFSC PUNB0MBGB06 when initiating IMPS payments.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.