Bihar Gramin Bank ADARSH NUAON IFSC Code

The Bihar Gramin Bank branch at Adarsh Nuaon is located in Kaimur (Bhabua) district of Bihar. It serves local customers for deposits, withdrawals, and electronic fund transfers. For sending or receiving money through NEFT, RTGS, or IMPS, the branch’s IFSC code is essential. The IFSC ensures your transfer reaches the exact branch and reduces delays or misrouting of funds.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	ADARSH NUAON
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7489
Branch Address	ADARSH NUAON, Kaimur (Bhabua), 821105, 7781004489
Contact Number	7781004489
City	Kaimur (Bhabua)
District	Kaimur (Bhabua)
Reason	BHABHUA
Pincode	821105
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank. All old UBGB and DBGB IFSC codes have been revoked. The unified IFSC for affected branches now in the Punjab National Bank system is PUNB0MBGB06. Use only this new IFSC for NEFT, RTGS, and IMPS transactions to or from this branch.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers. The structure is fixed:

• First 4 characters — bank identifier (e.g., PUNB = Punjab National Bank).
• 5th character — always 0 (reserved for future use).
• Last 6 characters — branch identifier (e.g., MBGB06 for this branch).

How to Use IFSC Code

Steps when sending money via NEFT, RTGS, or IMPS:

• Open your bank’s netbanking or mobile app and choose fund transfer.
• Select the transfer type: NEFT, RTGS, or IMPS (RTGS for high-value, NEFT for standard, IMPS for instant 24×7).
• Enter beneficiary name and account number exactly as provided.
• Enter the IFSC code: PUNB0MBGB06. Verify the bank and branch name shown by your app.
• Enter amount and purpose. Confirm details and authenticate (OTP or transaction PIN).
• Save beneficiary details for future use if you transfer often.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without manual intervention.
• Required for all electronic transfers: NEFT, RTGS, IMPS and many online payment forms.
• Speeds up transfers and reduces rejection or return of payments.
• Helps validate bank and branch details in payment apps before completing a transfer.
• Makes it easier to receive salaries, pensions, refunds, and transfers from other banks.

Contact

Branch phone no: 7781004489

Branch Address: ADARSH NUAON, Kaimur (Bhabua), 821105

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the correct IFSC for Adarsh Nuaon?

  A: Yes. The valid IFSC for Bihar Gramin Bank, Adarsh Nuaon branch is PUNB0MBGB06. Use it for NEFT, RTGS and IMPS.

• Q: Can I use the old UBGB or DBGB IFSC codes?

  A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Only PUNB0MBGB06 is valid for transactions involving this branch.

• Q: What if my bank’s app shows a different branch after entering the IFSC?

  A: Stop and verify. A mismatch may indicate an incorrect IFSC or a data issue. Confirm the IFSC and branch details with the beneficiary or call the branch at 7781004489 before proceeding.

• Q: Which transfer method should I choose — NEFT, RTGS or IMPS?

  A: Choose RTGS for large, same-day transactions (typically >2 lakh; check limits with your bank). Use NEFT for standard transfers. Use IMPS for instant transfers any time of day for smaller amounts.

• Q: Do I need MICR or branch code for electronic transfers?

  A: For NEFT/RTGS/IMPS, only IFSC, account number, and beneficiary name are mandatory. MICR (800811002) and branch code (7489) are useful for cheque processing and internal bank references.