The BARHUPAR branch of Bihar Gramin Bank is located in Barhupar, Kaimur (Bhabua), Bihar, PIN 821309. This branch uses the IFSC code PUNB0MBGB06 for electronic fund transfers. An IFSC code is essential for NEFT, RTGS and IMPS. It identifies the bank and the exact branch so payments route correctly and reach the right account.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | BARHUPAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6867 |
| Branch Address | BARHUPAR, Kaimur (Bhabua), 821309, 7485096867 |
| Contact Number | 7485096867 |
| City | Kaimur (Bhabua) |
| District | Kaimur (Bhabua) |
| Reason | BHABHUA |
| Pincode | 821309 |
| State | Bihar |
Merger Update
Bihar Gramin Bank branches that earlier came under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) are now under Punjab National Bank (PNB) following consolidation. Both UBGB and DBGB IFSC series have been revoked. The single valid IFSC for this branch is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS transfers. Transactions using old UBGB or DBGB IFSC codes will not succeed.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used for electronic fund transfers. Structure:
- First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
- 5th character — reserved and is always 0.
- Last 6 characters — branch identifier. They can be letters or numbers and point to a specific branch. In PUNB0MBGB06, MBGB06 identifies the BARHUPAR branch under the PNB coding.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s net-banking portal or mobile app. Choose “Fund Transfer” or “Add Beneficiary”.
- Enter beneficiary name and account number exactly as given by the payee.
- Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, BARHUPAR branch.
- Select the transfer type:
- IMPS — immediate, available 24×7 for small to medium amounts.
- NEFT — retail transfers; most banks now offer NEFT 24×7 with batch settlement. Confirm your bank’s cut-off, if any.
- RTGS — for high-value transfers (bank minimums apply; many banks set RTGS for amounts >= ₹2,00,000). RTGS availability may vary; confirm with your bank.
- Verify all details before submitting. Note the transaction reference number for tracking.
- If the transfer fails, check the IFSC and account number, then contact the sending bank with the reference number.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account.
- Speeds up electronic transfers (NEFT, RTGS, IMPS) with fewer errors.
- Required to add beneficiaries in net-banking and mobile apps.
- Helps customer support locate transactions when you provide the IFSC and branch code.
- Useful for verifying payment details on cheques and deposit forms (along with MICR).
Contact
Branch Phone: 7485096867
Branch Address: BARHUPAR, Kaimur (Bhabua), 821309
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use the old UBGB IFSC for a transfer to BARHUPAR?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06.
Q: What is the MICR code and do I need it for electronic transfers?
A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing. The BARHUPAR branch MICR is 800811002. For NEFT/RTGS/IMPS you need the IFSC, not the MICR.
Q: What if I enter the wrong IFSC or account number?
A: If the IFSC is wrong but maps to another valid branch, funds may go to the wrong account. If the IFSC/account combination is invalid, the transfer will usually fail and return. Contact your bank immediately with the transaction reference to trace or reverse.
Q: Is IMPS available for this branch 24×7?
A: IMPS is a 24×7 instant payment service across India. Whether your bank allows 24×7 outward transfers depends on its policies. For this branch, use IFSC PUNB0MBGB06 when initiating IMPS.
Q: How do I confirm the branch code or address before making a transfer?
A: Confirm by calling the branch at 7485096867 or use official bank statements. For sensitive transfers, verify account number, IFSC and branch address directly with the payee.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.