The Bihar Gramin Bank branch at CHAINPUR is located in Kaimur (Bhabua), Bihar (PIN 821103). This IFSC code is required when you send or receive electronic fund transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures that the payment is routed to the right bank and branch and reduces the chance of delays or reversal.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | CHAINPUR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7339 |
| Branch Address | CHAINPUR, Kaimur (Bhabua), 821103, 9771464339 |
| Contact Number | 9771464339 |
| City | Kaimur (Bhabua) |
| District | Kaimur (Bhabua) |
| Reason | BHABHUA |
| Pincode | 821103 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their operations were integrated under Punjab National Bank. Following the merger, the single IFSC code PUNB0MBGB06 is used for transactions. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transfers to affected branches. Always confirm the current IFSC with your bank or the branch before initiating a transfer.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies a specific bank branch for electronic payments. The structure is:
- First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
- 5th character — reserved and is always 0.
- Last 6 characters — branch code (alphanumeric). In PUNB0MBGB06, MBGB06 points to the specific branch entry in the bank’s system.
How to Use IFSC Code
- Collect beneficiary details: account name, account number, and IFSC (double-check spelling and the 5th character is zero).
- Open your bank’s netbanking, mobile app or visit a branch / ATM interface that supports fund transfer.
- Choose transfer type: IMPS for immediate small-value transfers (24×7), NEFT for routine transfers, and RTGS for high-value, time-sensitive transfers. (Banks may set their own limits and charges.)
- Enter beneficiary name, account number and IFSC exactly. Banks validate IFSC to route the payment to the correct branch.
- Verify details on screen. Confirm and authorize the transaction using OTP or your bank’s authentication method.
- Keep the transaction reference and check status if there is any delay. If the IFSC is wrong, the transaction may fail or be returned to the sender after a reversal process.
Benefits of Knowing the IFSC
- Smooth routing of electronic payments (NEFT/RTGS/IMPS) to the exact branch.
- Reduces payment rejections and reversal delays.
- Required for adding beneficiaries in online banking and UPI setups that need a bank+branch mapping.
- Helps customer service or reconciliation when checking payment status.
- Useful for salary credits, vendor payments, and government receipts where branch-level routing is needed.
Contact
Branch Phone No: 9771464339
Branch Address: CHAINPUR, Kaimur (Bhabua), 821103
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: What is the IFSC code for Bihar Gramin Bank CHAINPUR?
A: The IFSC code listed for the CHAINPUR branch is PUNB0MBGB06. Use this code for NEFT, RTGS and IMPS transfers.
Q: Can I still use old UBGB or DBGB IFSC codes?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Transactions should use the new code PUNB0MBGB06. Confirm with the bank before transferring.
Q: How do I confirm the IFSC before sending money?
A: Check the bank passbook or cheque leaf, call the branch at the phone number above, or confirm via your bank’s official customer service. Always verify the 11-character code carefully.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match a valid branch, the transaction typically fails and funds are returned to the sender after bank processing. If the IFSC points to a different valid branch but the account number is wrong, the funds may go to the wrong account and recovery will require co-operation from the receiving bank and can take time.
Q: Which transfer method should I choose — NEFT, RTGS or IMPS?
A: Use IMPS for instant 24×7 transfers required immediately. Use NEFT for routine transfers. Use RTGS for high-value, urgent transfers. Check with your bank for exact processing windows, limits and charges.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.