Deohalia branch of Bihar Gramin Bank is located in Kaimur (Bhabua), Bihar (PIN 805189). The branch serves rural customers in and around Bhabua and handles cash deposits, withdrawals, and digital fund transfers. For electronic transfers — NEFT, RTGS, and IMPS — the correct IFSC code is essential. The IFSC uniquely identifies the bank and branch so funds route to the right account. Using an incorrect IFSC can delay a transfer or cause it to fail.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | DEOHALIA |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7345 |
| Branch Address | DEOHALIA, Kaimur (Bhabua), 805189, 9771464345 |
| Contact Number | 9771464345 |
| City | Kaimur (Bhabua) |
| District | Kaimur (Bhabua) |
| Reason | BHABHUA |
| Pincode | 805189 |
| State | Bihar |
Merger Update
Note: If you previously held an account with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), both entities have been consolidated under a single banking setup using the Punjab National Bank platform. The unified IFSC to use for affected branches is PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transactions, use only the new IFSC PUNB0MBGB06.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. Structure:
- First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier (example: MBGB06 in PUNB0MBGB06).
So for PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = Deohalia branch code.
How to Use IFSC Code
Follow these steps when sending money to an account at the Deohalia branch:
- Open your bank’s netbanking, mobile app, or visit the branch counter.
- Select transfer type: IMPS, NEFT, or RTGS (RTGS for high-value payments; IMPS and NEFT for smaller transactions).
- Enter beneficiary name exactly as in their account.
- Enter the beneficiary’s account number.
- Enter the IFSC: PUNB0MBGB06 (ensure the 5th character is zero).
- Enter amount and purpose. Verify transfer limits: IMPS processes immediately; NEFT/RTGS rules depend on your bank (check limits and cutoffs in your bank app).
- Confirm details and authenticate (OTP, token, or bank passcode).
- Save the beneficiary for future transfers if needed.
Example: To transfer Rs. 5,000 using NEFT, input beneficiary name, account number, IFSC PUNB0MBGB06, amount, and confirm with your bank’s OTP.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds reach the correct branch and account.
- Faster transfers: Proper IFSC reduces delays or returns.
- Secure payments: Banks validate IFSC against account details to prevent errors.
- Useful for paperwork: Required on cheques, deposit slips, and application forms.
- Essential after mergers: New IFSCs reflect updated bank structures; using them avoids failed transactions.
Contact
Branch Phone: 9771464345
Branch Address: DEOHALIA, Kaimur (Bhabua), 805189
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll-free: 18001807777
FAQs
Q: Where can I verify the IFSC for Deohalia branch?
A: Verify the IFSC on your bank passbook, cheque leaf, or by calling the branch at 9771464345. Banks also provide IFSC details on their official communications. For merged banks, always confirm the new IFSC before transacting.
Q: What happens if I enter the wrong IFSC?
A: If IFSC does not match the account details, the transfer may fail or be returned. In some rare cases a wrong IFSC can route funds to a different branch; banks then follow reconciliation procedures. Contact your bank immediately if you notice an incorrect transfer.
Q: Is IFSC required for UPI transfers?
A: No. UPI uses a Virtual Payment Address (VPA) or mobile number mapping. IFSC is required for NEFT, RTGS, and IMPS when you use account-number-based transfers.
Q: Has the IFSC changed after merger?
A: If your account was under UBGB or DBGB, old IFSCs were revoked and you must use the new IFSC PUNB0MBGB06. Always confirm with your bank or branch if you are unsure.
Q: Can I use branch code instead of IFSC?
A: No. The branch code (7345) is an internal identifier. Most electronic transfer forms require the full 11-character IFSC (for example, PUNB0MBGB06).
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.