Bihar Gramin Bank HATA IFSC Code

Bihar Gramin Bank HATA IFSC Code

The Hata branch of Bihar Gramin Bank is located in Hata, Kaimur (Bhabua), Bihar, PIN 821106. This branch operates under Punjab National Bank’s IFSC mapping for legacy Gramin Bank operations. For electronic fund transfers—NEFT, RTGS and IMPS—the correct IFSC is required to route money to the right bank and branch. An accurate IFSC prevents failed transfers, delays, or funds being sent to the wrong account.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	HATA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7358
Branch Address	HATA, Kaimur (Bhabua), 821106, 9771464358
Contact Number	9771464358
City	Kaimur (Bhabua)
District	Kaimur (Bhabua)
Reason	BHABHUA
Pincode	821106
State	Bihar

Merger Update

This branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a consolidated structure, and the legacy IFSC codes issued to UBGB or DBGB branches have been revoked. Only the new IFSC code shown above is valid for electronic transfers. If you have older records that show a UBGB or DBGB IFSC, update them before initiating transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is:

• First 4 characters: bank identifier (for example, PUNB = Punjab National Bank)
• 5th character: reserved and always 0
• Last 6 characters: branch identifier (alphanumeric), unique to the branch (for example, MBGB06 in PUNB0MBGB06)

The IFSC is case-insensitive. The MICR code (here 800811002) is separate and used mainly for cheque clearing through the magnetic ink system.

How to Use IFSC Code

• Open your bank’s netbanking portal or mobile app and choose “fund transfer” or the equivalent option.
• Select the transfer type: NEFT, RTGS or IMPS. Choose RTGS for high-value transfers (bank limits apply), NEFT for most value ranges, and IMPS for immediate small-value transfers via mobile/IMPS channel.
• Enter beneficiary name exactly as on their bank account.
• Enter the beneficiary account number carefully.
• Enter the IFSC: PUNB0MBGB06. Verify visually; a single wrong character can misroute or block the transaction.
• Enter amount and any required remark, then authorize the transaction (OTP/password/2FA as per your bank).
• Save the beneficiary only after verifying one successful transfer or confirmation message from the recipient bank.

Where to find IFSC: on the cheque leaf, the branch passbook, bank statement, or by asking the branch directly. Always cross-check before sending funds.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct branch and account without manual intervention.
• Reduces failed transactions and processing delays.
• Needed for bulk electronic payments, salary credits, vendor payments, and online bill payments.
• Helps banks validate beneficiary details and speed up reconciliations.
• Essential when updating direct deposit details or registering beneficiaries in netbanking/mobile apps.

Contact

Branch Phone: 9771464358

Branch Address: HATA, Kaimur (Bhabua), 821106

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all electronic transfers to this branch.

Q: Where can I find the IFSC on my cheque or passbook?
A: The IFSC is usually printed on the cheque leaf near the MICR band or on the passbook’s front page. If not, confirm with the branch or your bank’s customer care.

Q: Which transfer method should I choose—NEFT, RTGS or IMPS?
A: Use NEFT for routine transfers of any amount. Use RTGS for high-value transfers (many banks set a minimum around Rs 2 lakh; check your bank). Use IMPS for immediate transfers at any time, subject to your bank’s per-transaction limit.

Q: What happens if I enter the wrong IFSC?
A: If the IFSC doesn’t match any branch, the transfer will typically fail and funds will revert. If the wrong IFSC belongs to another valid branch, funds may reach the wrong account; recovery then requires the co-operation of both banks and can take time.

Q: Is the IFSC case-sensitive and can I type it without the zero?
A: IFSC codes are not case-sensitive but must include the fifth character, which is the numeral 0. Omitting or altering it will make the code invalid.