Bihar Gramin Bank Jalalgarh IFSC Code

The Bihar Gramin Bank branch located in Jalalgarh, Purnia District, Bihar, plays a crucial role in providing banking services to the local community. For anyone looking to transfer funds electronically, understanding the Indian Financial System Code (IFSC) for this branch is essential. The IFSC is a unique 11-character code that helps identify bank branches in India. It is vital for carrying out secure and efficient digital transactions such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS).

Bihar Gramin Bank, Jalalgarh Branch Details

Here are the key details for the Bihar Gramin Bank branch in Jalalgarh:

Bank Name	Bihar Gramin Bank
Branch Name	Jalalgarh
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100843
Branch Address	Jalalgarh, PURNIA, 854327, Bihar
Contact Number	9297954127
City	Purnia
District	Purnia
Pincode	854327
State	Bihar

Merger Update for Bihar Gramin Bank

It is important to note a significant change regarding Bihar Gramin Bank. This bank was formed from the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both of these merged entities now operate under the single name, Bihar Gramin Bank. All operations, including IFSC codes, are now unified under the sponsorship of Punjab National Bank (PNB).

Specifically, the old IFSC codes that belonged to Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank have been revoked. For any transactions with Bihar Gramin Bank, including the Jalalgarh branch, you must use the new and consolidated IFSC code: PUNB0MBGB06. Using any old IFSC code for these banks will lead to transaction failures.

What is an IFSC Code?

The IFSC Code stands for Indian Financial System Code. It is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify each bank branch in the country. This code is crucial for electronic fund transfers. The structure of an IFSC code is standard:

• The first four characters represent the bank name. For Bihar Gramin Bank, sponsored by PNB, this is “PUNB”.
• The fifth character is always a zero (0). This character is reserved for future use and currently acts as a control digit.
• The last six characters identify the specific branch. For the Jalalgarh branch, this is “MBGB06”.

So, the full code PUNB0MBGB06 accurately pinpoints the Bihar Gramin Bank branch in Jalalgarh for any online financial operation.

How to Use the IFSC Code

You will need the IFSC code when initiating electronic fund transfers through services like NEFT, RTGS, or IMPS. Here’s a general overview of how it’s used:

1. Logging In: Access your net banking portal or mobile banking app.
2. Selecting Transfer Type: Choose the type of transfer you want to make (NEFT, RTGS, or IMPS).
3. Adding Beneficiary: If you’re sending money to a new recipient, you’ll need to add them as a beneficiary. This process usually requires:
   • Beneficiary’s Account Number
   • Beneficiary’s Account Holder Name
   • Beneficiary’s Bank Name (Bihar Gramin Bank)
   • Beneficiary’s Branch Name (Jalalgarh)
   • Beneficiary’s IFSC Code (PUNB0MBGB06)
4. Confirming Details: Double-check all entered details, especially the IFSC code and account number, to avoid errors.
5. Initiating Transfer: Enter the amount you wish to transfer and confirm the transaction.

For NEFT and RTGS, the funds are settled in batches or real-time, respectively, during banking hours. IMPS offers instant transfers 24/7.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for your bank branch offers several practical advantages:

• Accurate Fund Transfers: It ensures your money goes to the correct recipient and branch.
• Facilitates Online Transactions: Essential for all digital banking activities like NEFT, RTGS, and IMPS.
• Saves Time: Avoids delays and rejections that can occur with incorrect banking details.
• Receiving Funds: If someone needs to send money to your Bihar Gramin Bank, Jalalgarh account, they will need this code.
• Prevents Fraud: Using the correct, verified IFSC code adds a layer of security to your transactions.

Contact Information

• Bihar Gramin Bank, Jalalgarh Branch Phone Number: 9297954127
• Bihar Gramin Bank, Jalalgarh Branch Address: Jalalgarh, PURNIA, 854327, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: Is the IFSC code PUNB0MBGB06 valid for all Bihar Gramin Bank branches?
A1: No, the IFSC code PUNB0MBGB06 is specifically for the Jalalgarh branch of Bihar Gramin Bank. Each branch has its own unique IFSC code. While the first four characters “PUNB” and the fifth “0” are common across Bihar Gramin Bank, the last six characters will differ for other branches.

Q2: What happens if I use an old UBGB or DBGB IFSC code for a transaction with Bihar Gramin Bank?
A2: If you use an old Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) IFSC code, your transaction will likely fail. The old codes have been revoked following the merger, and only the new IFSC codes under Bihar Gramin Bank are valid for transactions.

Q3: Can I find the IFSC code on my passbook or cheque book?
A3: Yes, typically the IFSC code for your branch is printed on the first page of your bank passbook and on cheque leaves. Always verify the code from official bank sources or through the bank’s website if you are unsure, especially after bank mergers.

Q4: What is the difference between IFSC and MICR code?
A4: Both are bank codes, but they serve different purposes. The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used for online fund transfers (NEFT, RTGS, IMPS). The MICR (Magnetic Ink Character Recognition) code is a 9-digit numeric code primarily used for processing physical cheques. For the Jalalgarh branch, the MICR code is 800811002.

Q5: Is it safe to share my IFSC code with others?
A5: Yes, it is safe to share your IFSC code. It is publicly available information needed by others to send money to your account. However, you should never share your account password, PIN, or OTP (One Time Password) with anyone.