NUAON branch of Bihar Gramin Bank is located in Nuaon, Kaimur (Bhabua), Bihar — PIN 802132. This branch services local customers for deposits, withdrawals, and electronic fund transfers. For online transfers (NEFT, RTGS, IMPS), the correct IFSC code is essential: it identifies the bank and branch so funds route securely and quickly to the intended account.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | NUAON |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7381 |
| Branch Address | NUAON, Kaimur (Bhabua), 802132, 9771464381 |
| Contact Number | 9771464381 |
| City | Kaimur (Bhabua) |
| District | Kaimur (Bhabua) |
| Reason | BHABHUA |
| Pincode | 802132 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under the single IFSC code PUNB0MBGB06 issued by Punjab National Bank for routing transactions. If you previously used any UBGB or DBGB IFSC, those old IFSC codes have been revoked. For NEFT/RTGS/IMPS transfers to accounts that were earlier under UBGB or DBGB, use only the new IFSC PUNB0MBGB06. Verify this IFSC with your branch before initiating large transfers.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to the correct bank and branch. Its structure is fixed:
- First 4 characters: Bank identifier (letters). Example: PUNB indicates Punjab National Bank.
- 5th character: Always the numeral 0 (reserved).
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06 denotes the specific branch code.
Total length = 11 characters (4 + 1 + 6). Example: PUNB0MBGB06.
How to Use IFSC Code
- Open your bank’s netbanking portal or mobile banking app, or visit the branch for offline transfers.
- Choose transfer type: NEFT, RTGS, or IMPS. (NEFT: routine transfers; RTGS: preferred for high-value urgent transfers; IMPS: instant 24×7 for amounts within your bank’s IMPS limits.)
- Add a beneficiary by entering beneficiary name, account number, account type, and the IFSC code PUNB0MBGB06. Double-check spelling and digits.
- Verify the IFSC visually using the beneficiary bank details (passbook, cheque leaf) or by calling the branch number 9771464381.
- Authorize the transfer (OTP, netbanking token, or branch signature). Confirm beneficiary activation if a cooling period is required by your bank.
- Keep the transaction reference number. If there is a delay or error, provide this reference to your bank for tracing.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds reach the exact branch and account without delay.
- Fewer errors: Reduces failed transfers and return charges from incorrect details.
- Works for all electronic methods: NEFT, RTGS, IMPS require IFSC for inter-bank transfers.
- Useful for receiving payments: Employers, utilities, and government transfers may ask for your IFSC and account number.
- Speed and traceability: Correct IFSC helps banks trace transactions quickly if issues arise.
Contact
Branch Phone: 9771464381
Branch Address: NUAON, Kaimur (Bhabua), 802132
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: How can I verify that PUNB0MBGB06 is the correct IFSC for Nuaon branch?
A: Verify on your branch passbook, cheque leaf, or by calling the branch at 9771464381. You can also confirm with the head office toll-free number 18001807777 before sending large sums.
Q: I used an old UBGB IFSC earlier. Will the transfer still go through?
A: No. Old UBGB IFSC codes have been revoked after the consolidation. If you used a revoked IFSC, the transfer may fail and be returned, or it may get delayed. Contact your bank immediately with the transaction reference to trace and correct the transfer.
Q: What happens if I enter the wrong IFSC but the correct account number?
A: If the IFSC does not match the receiving bank/branch, the transfer will generally fail and the funds will be returned to your account after reconciliation. In rare cases if the combination routes to another valid branch with the same account number format, funds may be misdirected; you must contact both sending and receiving banks to recover the money.
Q: Is the IFSC required for IMPS as well as NEFT/RTGS?
A: Yes. All three electronic methods—NEFT, RTGS, and IMPS—use the IFSC to identify the destination bank and branch for the transfer.
Q: Can the IFSC for this branch change in future?
A: IFSC can change if banks merge, are rebranded, or branch codes are reissued. After any merger or restructuring, banks publish the new IFSC and usually revoke old ones. Always confirm the current IFSC from your branch before important transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.