Pusauli Station branch is located in Kaimur (Bhabua) district of Bihar (PIN 821113). This branch operates under Bihar Gramin Bank with the IFSC code used for online fund transfers. The IFSC code identifies the exact bank branch for electronic transfers such as NEFT, RTGS and IMPS, ensuring funds route securely and accurately to the intended account.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | PUSAULI STATION |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7385 |
| Branch Address | PUSAULI STATION, Kaimur (Bhabua), 821113, 9771464385 |
| Contact Number | 9771464385 |
| City | Kaimur (Bhabua) |
| District | Kaimur (Bhabua) |
| Reason | BHABHUA |
| Pincode | 821113 |
| State | Bihar |
Merger Update
Several regional rural banks in Bihar were reorganised and their operations consolidated. If this Pusauli Station branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following important points:
- Both UBGB and DBGB have been merged into a consolidated setup using the single IFSC code PUNB0MBGB06 under Punjab National Bank sponsorship.
- Old UBGB and DBGB IFSC codes have been revoked and are no longer valid for transactions.
- Use only the new IFSC PUNB0MBGB06 when initiating NEFT, RTGS or IMPS transfers to accounts that belonged to the earlier banks.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch in India for electronic payments. The structure is:
- First 4 characters: alphabetic bank code (for example, PUNB = Punjab National Bank).
- Fifth character: always 0 (reserved by the RBI).
- Last 6 characters: alphanumeric branch identifier (unique to the branch).
Example for this branch: PUNB0MBGB06 breaks down as PUNB (bank) + 0 + MBGB06 (branch identifier). Note the branch identifier in IFSC is different from the internal numeric branch code (here 7385).
How to Use IFSC Code
Use the IFSC code when adding a payee or beneficiary in online banking or mobile apps. Steps for NEFT, RTGS, IMPS:
- Open your bank’s netbanking portal or mobile app and go to “Add Beneficiary” or “New Payee”.
- Enter beneficiary name, account number, and the IFSC: PUNB0MBGB06.
- Choose transfer type: NEFT (batch transfers, widely available), RTGS (for large-value, same-day settlement—confirm your bank’s limit), or IMPS (instant, available 24×7).
- Enter amount and confirm details. Verify account number and IFSC carefully before confirming.
- Authorize the transaction with OTP or transaction password. Note NEFT/RTGS settlement timings and any bank cut-offs if applicable.
Benefits of Knowing the IFSC
- Accurate routing: ensures funds reach the exact branch and account.
- Required for all electronic transfers (NEFT, RTGS, IMPS).
- Speeds up beneficiary setup in internet or mobile banking.
- Reduces failed transfers and return charges caused by incorrect details.
- Helps reconcile payments—IFSC plus MICR and branch code aid bank staff in tracing transactions.
Contact
Branch Phone: 9771464385
Branch Address: PUSAULI STATION, Kaimur (Bhabua), 821113
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC to transfer money?
A: No. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 for transfers to accounts migrated from those banks.
Q: What if I enter the wrong IFSC but correct account number?
A: Banks match both IFSC and account number. A wrong IFSC may route to a different branch or cause a failed transaction. If a transfer goes through incorrectly, contact your bank immediately to initiate a trace and reversal.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but enter it exactly (same characters) to avoid errors.
Q: How is IFSC different from MICR?
A: IFSC is for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used mainly for processing physical cheques. MICR here is 800811002.
Q: Where can I verify the IFSC before sending funds?
A: Verify using the branch details given above or by contacting the branch phone 9771464385 or the bank’s toll-free number 18001807777. Always confirm IFSC and account number before a transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.