The Bihar Gramin Bank, Hasanganj branch is located in Hasanganj village, Katihar district, Bihar — PIN 854337. This branch serves local residents and businesses for everyday banking needs such as deposits, withdrawals, and fund transfers. For electronic transfers (NEFT, RTGS, IMPS) the correct IFSC code is essential. The IFSC routes the payment to the exact bank and branch, preventing delays and failed transfers. Always confirm the IFSC and account number before initiating any transfer.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Hasanganj |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100740 |
| Branch Address | Hasanganj, KATIHAR, 854337, 9297954190 |
| Contact Number | 9297954190 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 854337 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank for operational and IT consolidation. Following the merger, the single IFSC code to use is PUNB0MBGB06 (under Punjab National Bank). Old UBGB and DBGB IFSC codes have been revoked and will not work for NEFT/RTGS/IMPS. For any outgoing transfer to this Hasanganj branch use only PUNB0MBGB06.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank branch for electronic payments.
- Characters 1–4: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
- Character 5: Reserved and usually 0 (zero).
- Characters 6–11: Branch code (alphanumeric), which uniquely identifies the branch. Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code
Step-by-step when sending money via internet banking or mobile app:
- Choose transfer type: NEFT, RTGS, or IMPS in your bank’s transfer menu.
- Select or enter beneficiary bank: Punjab National Bank.
- Enter beneficiary name and account number exactly as provided.
- Enter IFSC: PUNB0MBGB06 for the Hasanganj branch.
- Enter amount and purpose (if required).
- Verify details and confirm. Authenticate with OTP or transaction PIN.
- Note the transaction reference for tracking.
Timing and limits (practical guidance):
- IMPS: Immediate, 24×7 — good for small, urgent transfers.
- NEFT: Settled in half-hourly batches (timings depend on bank cut-offs).
- RTGS: Real-time gross settlement; used for large value transfers. (RTGS currently operates for large-value needs; check your bank for any minimum/maximum policy.)
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic payments to the exact branch (reduces failed transfers).
- Required for NEFT, RTGS, IMPS and for adding beneficiaries in online banking.
- Speeds up salary, vendor, tax, and vendor payments when entered correctly.
- Useful for verification — matching IFSC with bank and branch prevents fraud.
- IFSC alone is safe to share; it does not expose account balances or PINs.
Contact
Branch Phone: 9297954190
Branch Address: Hasanganj, KATIHAR, 854337
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll-free: 18001807777
Frequently Asked Questions (FAQs)
Q: How do I confirm that PUNB0MBGB06 is correct for Hasanganj?
A: Match the IFSC with the bank name (Punjab National Bank), branch (Hasanganj/Katihar), and MICR (800811002). If all three match, the code is correct. When in doubt, call the branch at 9297954190.
Q: What happens if I use an old UBGB IFSC code?
A: Old UBGB/DBGB IFSCs have been revoked after the merger. Transactions with revoked IFSCs will likely fail or be returned. Use the new IFSC PUNB0MBGB06 to ensure delivery.
Q: Can I use IFSC to receive international remittances?
A: For outward remittances, banks typically need IFSC plus SWIFT/BIC of the correspondent bank. For inward remittances to India, provide your account number, IFSC (PUNB0MBGB06), and beneficiary details; your bank will instruct the remitting bank on required intermediary bank details.
Q: Is IFSC case-sensitive or requires any special format?
A: IFSC is usually entered in uppercase but systems accept both cases. It must be exactly 11 characters: 4 letters, a 0, then 6 alphanumeric characters.
Q: How quickly will money arrive if I send via NEFT/RTGS/IMPS?
A: IMPS is instant. RTGS is processed in real time (suitable for large amounts). NEFT is processed in batch cycles; funds typically clear within a few hours depending on cut-offs. Confirm cut-off times with your bank.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.