Bihar Gramin Bank, Dumar branch is located in Dumar village, Katihar district, Bihar (PIN 854104). This branch handles local deposit and withdrawal services and accepts electronic transfers. The IFSC code is essential for sending or receiving funds via NEFT, RTGS or IMPS. The IFSC uniquely identifies the bank and branch in the electronic payment system so your money reaches the right account without delay.
Bihar Gramin Bank Dumar. IFSC Code
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dumar. |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100741 |
| Branch Address | Dumar., KATIHAR, 854104, 9297954183 |
| Contact Number | 9297954183 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 854104 |
| State | Bihar |
Merger Update
Note on regional mergers: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank’s operating structure. Following consolidation, these regional banks now use the single IFSC PUNB0MBGB06 under Punjab National Bank for electronic transfers. Old UBGB and DBGB IFSC codes issued earlier have been revoked. If your beneficiary branch previously used a UBGB/DBGB IFSC, do not use the old code. Always use the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transactions for branches brought into this consolidated structure.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code that identifies a specific bank branch in India for electronic payments. The structure is:
- First 4 characters – alphabetic bank code (example: PUNB = Punjab National Bank).
- Fifth character – always 0 (zero). It is reserved for future use.
- Last 6 characters – branch identifier (alphanumeric). In PUNB0MBGB06, the last six characters are MBGB06, which point to the specific branch unit under the bank.
How to Use IFSC Code
Steps to complete an online transfer (NEFT / RTGS / IMPS):
- Open your bank’s internet banking or mobile banking app. Choose the fund transfer option.
- Select transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT uses hourly/batched settlements; RTGS clears high-value payments in real time.)
- Add a beneficiary. Enter beneficiary name exactly as on their bank account.
- Enter beneficiary account number and the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Dumar branch.
- Double-check account number and IFSC. Mistyped digits are the most common cause of failed transfers.
- Confirm and authorize the payment with your transaction PIN, OTP or banking confirmation method.
- Save a transaction reference or receipt. Use it to track or to report issues to the bank.
Practical tip: If you are unsure about the branch IFSC, verify it with the payee or call the branch at 9297954183 before sending funds.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds are directed to the correct bank branch.
- Faster processing: Correct IFSC speeds up NEFT/RTGS/IMPS settlement.
- Reduced errors: Avoids reversal delays caused by wrong branch codes.
- 24×7 reachability: IMPS with IFSC lets you receive instant transfers anytime.
- Required for many formalities: Salary credits, vendor payments and statutory receipts often require the correct IFSC.
Contact
Branch phone no: 9297954183
Branch Address: Dumar., KATIHAR, 854104
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use the IFSC for Aadhaar or UPI payments?
A: IFSC is specifically for NEFT, RTGS and IMPS fund transfers. UPI uses a Virtual Payment Address (VPA) and does not require IFSC. Aadhaar-enabled payments use different identifiers and not the IFSC directly.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank/branch, the transfer may fail or get rejected. If the IFSC matches a different account number, funds could be routed incorrectly. Contact your bank immediately with the transaction reference to request reversal or trace.
Q: How can I verify that PUNB0MBGB06 is valid?
A: Verify by calling the branch at 9297954183 or by checking with your remitting bank before initiating the transfer. The head office toll-free number 18001807777 can also confirm validity.
Q: Will the IFSC for this branch change after future reorganizations?
A: IFSCs can change if the bank is restructured, merged, or taken over. When that happens, banks issue notifications and provide the new IFSC. Always confirm before a large transfer. Old, revoked IFSCs should not be used.
Q: Is the IFSC case-sensitive or format-sensitive?
A: IFSC is not case-sensitive in practical use, but you should enter it in the correct 11-character format to avoid entry errors. Use the full code: PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.