The Bihar Gramin Bank branch at Hatbangora is located in Katihar district, Bihar (PIN 855102). This IFSC code is needed when you send or receive electronic funds through NEFT, RTGS or IMPS. The IFSC makes sure the payment is routed to the right bank and branch. Entering the correct IFSC avoids delays and failed transfers.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Hatbangora |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100758 |
| Branch Address | Hatbangora, KATIHAR, 855102, 9297955606 |
| Contact Number | 9297955606 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 855102 |
| State | Bihar |
Merger Update
If this branch was earlier under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following: UBGB and DBGB have been merged under Punjab National Bank. All old UBGB/DBGB IFSC codes have been revoked. The single valid IFSC for transactions now is PUNB0MBGB06 under Punjab National Bank. Use only this IFSC for NEFT, RTGS and IMPS. If you still have an old UBGB/DBGB IFSC saved in your payee list, update it before sending funds to avoid failures or returns.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character code used to identify bank branches in electronic payments. The structure is fixed:
- First 4 characters — bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character — reserved and always 0.
- Last 6 characters — branch identifier (alphanumeric). This identifies the exact branch, for example MBGB06 in PUNB0MBGB06.
The IFSC is used by the RBI and clearing houses to route electronic payments to the correct branch. It is different from the MICR code, which is used for cheque clearing within the bank clearing system.
How to Use IFSC Code
Follow these steps when transferring money via NEFT, RTGS or IMPS:
- Open your bank’s internet banking portal or mobile app, or visit the branch. Choose the transfer type (NEFT / RTGS / IMPS).
- Add a new beneficiary or select an existing one. Enter the beneficiary’s account number and beneficiary name exactly as on the bank records.
- Enter the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Hatbangora. Double-check the letters and the zero in the 5th position.
- Fill in the amount and purpose. For RTGS, confirm the bank’s threshold (commonly used for higher-value transfers; check current limits with your bank).
- Verify details on screen and confirm the transfer using your PIN or OTP. Save the beneficiary only after verification to use later.
- Keep the transaction reference or UTR number. Use it to track the transfer if there is any issue.
Practical tips:
- Always verify the IFSC from a bank statement, cheque book, or direct bank communication before adding a payee.
- If you enter a wrong IFSC that maps to a different branch, funds may be credited to another account or returned. If IFSC is invalid, the system usually rejects the transaction.
- After a bank merger, update saved beneficiaries with the new IFSC to avoid failed transfers.
Benefits of Knowing the IFSC
- Sends money accurately to the intended bank branch.
- Avoids failed transfers and the resulting delays or manual refunds.
- Required for digital payments: NEFT, RTGS and IMPS all need an IFSC.
- Helps customer support quickly trace transactions using the branch identifier.
- Important after bank mergers—using the correct, current IFSC prevents routing errors.
Contact
Branch Phone: 9297955606
Branch Address: Hatbangora, KATIHAR, 855102
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank, Hatbangora?
A: Yes. The valid IFSC for electronic transfers to this branch is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS.
Q: What happens if I use an old UBGB or DBGB IFSC?
A: Old UBGB/DBGB IFSCs have been revoked after the merger. Transactions using revoked IFSCs will likely be rejected or returned. Update payee details to PUNB0MBGB06 before transferring.
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic funds to a specific bank branch. MICR (Magnetic Ink Character Recognition) helps clear paper cheques faster. IFSC is used for NEFT/RTGS/IMPS; MICR is used by clearing houses for cheque processing.
Q: Can I transfer money instantly using this IFSC?
A: Yes, IMPS is instant and works 24×7 for amounts up to the bank-defined limit. NEFT operates in batch timings, and RTGS is for higher-value transfers (commonly used for transfers of ₹2,00,000 and above). Check current service windows and limits with your bank.
Q: What should I do if I entered the wrong IFSC?
A: Contact your bank immediately and provide the transaction reference (UTR) and details. If the transaction was processed, the bank will trace and attempt recovery. If the IFSC was invalid, the transaction is generally rejected and the amount returned to your account.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.