Bihar Gramin Bank Falka IFSC Code

The Bihar Gramin Bank Falka branch is located in Falka village, Katihar district, Bihar (PIN 854118). It serves local residents and businesses for deposits, withdrawals and remittances. For electronic fund transfers — NEFT, RTGS and IMPS — the branch uses a specific IFSC code. The IFSC code identifies the bank and exact branch so payments route correctly and reach the intended account quickly.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Falka
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100917
Branch Address	Falka, KATIHAR, 854118, 9297946871
Contact Number	9297946871
City	KATIHAR
District	KATIHAR
Reason	PURNEA
Pincode	854118
State	Bihar

Merger Update

Important: The Falka branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). This follows the merger process where the former Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) operations were consolidated. Old UBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions, use only the new IFSC PUNB0MBGB06. Any transfers sent using retired UBGB codes may be delayed or returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to bank branches in India. The standard structure is:

• First 4 characters: Bank identifier (e.g., PUNB = Punjab National Bank).
• 5th character: Always zero (0), reserved for future use.
• Last 6 characters: Branch identifier assigned by the bank (unique to each branch).

Example: PUNB0MBGB06 — PUNB = Punjab National Bank, 0 = reserved, MBGB06 = Falka branch identifier.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Step 1: In your bank’s netbanking or mobile app, choose fund transfer and select beneficiary (add new).
• Step 2: Enter beneficiary name, account number and the IFSC code PUNB0MBGB06. Double-check digits—one incorrect character can route the payment wrong.
• Step 3: Select the transfer type:
  • NEFT: For most amounts. Available 24×7 in batches or real-time depending on bank processing.
  • RTGS: For high-value transfers (commonly used for amounts at or above Rs. 2,00,000; check your bank for exact threshold).
  • IMPS: Immediate transfers for smaller amounts; available 24×7, subject to bank limits.
• Step 4: Enter amount, confirm details and authenticate the transaction (OTP or netbanking token).
• Step 5: Save beneficiary if you will pay them again. Keep the transaction reference until the beneficiary confirms receipt.

Note: If you only have the branch name, ask the beneficiary for the IFSC. Banks won’t accept transfers based on branch name alone.

Benefits of Knowing the IFSC

• Ensures funds route to the exact branch and account without manual intervention.
• Reduces delays and failed transfers caused by ambiguous branch names.
• Required for adding beneficiaries in netbanking and mobile apps.
• Helps reconcile NEFT/RTGS/IMPS statements using the branch identifier.
• Important after bank mergers—using the current IFSC avoids rejections.

Contact

Branch Phone: 9297946871

Branch Address: Falka, KATIHAR, 854118

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll-free: 18001807777

FAQs

• Q: What if I use an old UBGB IFSC for a transfer?
  A: Old UBGB IFSC codes have been revoked after the merger. Transfers using revoked IFSCs may be rejected or delayed. Use the new IFSC PUNB0MBGB06 for Falka.
• Q: Is IFSC case-sensitive?
  A: No. IFSC can be entered in upper or lower case, but it is conventional to use upper case (e.g., PUNB0MBGB06). The system matches characters irrespective of case.
• Q: What is the difference between IFSC and MICR?
  A: IFSC (11 characters) routes electronic transfers. MICR (typically 9 digits) is used for cheque processing and clearing. For online transfers, IFSC is required; MICR is used for cheque clearance and reconciliation.
• Q: Can I transfer money with only branch name and account number?
  A: Most online systems require IFSC along with account number. If you don’t know the IFSC, obtain it from the beneficiary or confirm with the branch contact before initiating the transfer.
• Q: How long does a NEFT/RTGS/IMPS transfer take to reach Falka branch?
  A: IMPS is immediate (subject to bank limits). NEFT and RTGS timing depend on the systems and cut-offs, but both services are generally available round-the-clock now. In practice, RTGS is near-instant for high-value transfers; NEFT should settle within minutes to a few hours. Always keep the transaction reference and confirm with the beneficiary if there is a delay.