Bihar Gramin Bank Pothia IFSC Code

Bihar Gramin Bank, Pothia branch is located in Pothia village, Katihar district, Bihar (Pincode 854114). This branch serves local retail and agricultural customers and handles inward and outward electronic payments. For online fund transfers you must use the branch IFSC code. The IFSC uniquely identifies the bank and branch for NEFT, RTGS and IMPS so funds route correctly and reach the intended account without manual intervention.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Pothia
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	108010
Branch Address	Pothia, KATIHAR, 854114, 9297954203
Contact Number	9297954203
City	KATIHAR
District	KATIHAR
Reason	PURNEA
Pincode	854114
State	Bihar

Merger Update

Important: The regional rural banks in Bihar that operated as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank’s sponsorship. As part of that consolidation the branch now uses the single IFSC code PUNB0MBGB06. Old IFSC codes from UBGB (and any other legacy codes) have been revoked. Use only PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to this branch. Transactions attempted with old codes will fail or be returned.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.

• First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
• 5th character: Reserved and is always 0 (zero).
• Last 6 characters: Branch identifier. Example: MBGB06 in PUNB0MBGB06 points to the specific branch within the bank.

How to Use IFSC Code

• Open your bank’s transfer page (netbanking, mobile app or bank branch form).
• Select transfer type: NEFT, RTGS or IMPS depending on urgency and amount.
• Enter beneficiary name and bank account number exactly as provided by the payee.
• Enter the IFSC: PUNB0MBGB06. Double-check for typos — one wrong character can route to a different branch.
• Provide beneficiary mobile and narration if prompted. For IMPS, include mobile number if required.
• Review transfer limits and charges shown by your bank, then confirm the transaction with your OTP or transaction password.
• Keep the transaction reference for tracking and reconciliation.

Benefits of Knowing the IFSC

• Ensures funds are routed correctly to the exact branch and account.
• Enables fast electronic transfers via NEFT, RTGS and IMPS without manual branch intervention.
• Reduces failed transfers and return charges caused by incorrect branch identification.
• Makes remote payments easy — you can pay suppliers, salaries or utility bills from anywhere.
• Needed for automated instruments like electronic mandates, ECS/NACH and online merchant payouts.

Contact

Branch Phone No: 9297954203

Branch Address: Pothia, KATIHAR, 854114

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: Can I use any IFSC for Bihar Gramin Bank Pothia branch?

  A: No. Use only PUNB0MBGB06 for this branch. Old or alternate IFSCs (for merged entities) have been revoked and will not work.

• Q: Which transfer mode should I use — NEFT, RTGS or IMPS?

  A: Use NEFT for regular transfers with no minimum limit. Use RTGS for high-value transfers (commonly for amounts ₹2,00,000 and above). Use IMPS for immediate transfers that must be done instantly, typically up to bank-specified limits (often around ₹2,00,000 but varies by bank).

• Q: What if I enter the wrong IFSC when initiating a transfer?

  A: If the IFSC points to a different valid branch, funds may route to that branch and could be difficult to recover without beneficiary cooperation. If IFSC is invalid, the transaction will usually fail and the amount will be returned to your account. Contact your bank immediately to raise a trace if a mistake occurs.

• Q: Does the IFSC change after a merger?

  A: Yes. After consolidation under Punjab National Bank, legacy IFSCs for UBGB/DBGB were revoked. The consolidated IFSC for this branch is PUNB0MBGB06. Always confirm IFSC before transfer.

• Q: Where can I find the branch’s MICR and branch code?

  A: The MICR code is 800811002. The branch code (internal numeric identifier) is 108010. Use IFSC for electronic transfers; MICR is used for cheque clearing.