Bihar Gramin Bank Bhatkhar IFSC Code

Bhatkhar is a village in Khagaria district of Bihar (pincode 853203). The local Bihar Gramin Bank branch serves residents and small businesses in the area. For electronic fund transfers — NEFT, RTGS and IMPS — the correct IFSC code is required. The IFSC ensures the sending bank routes the payment to the exact receiving branch. Using the wrong code can delay payments or cause rejections, so always confirm the IFSC before you initiate a transfer.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Bhatkhar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3535
Branch Address	Bhatkhar, Khagaria, 853203, 8102613766
Contact Number	8102613766
City	Khagaria
District	Khagaria
Reason	BEGUSARAI
Pincode	853203
State	Bihar

Merger Update

This branch now operates under the single IFSC code PUNB0MBGB06 assigned by Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and their operations consolidated. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC (PUNB0MBGB06) is valid for NEFT, RTGS and IMPS transactions. If you have standing instructions or saved beneficiaries using old UBGB/DBGB IFSCs, update them immediately to avoid failed transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify specific bank branches in electronic payment systems.

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — always the digit 0 (reserved for future use).
• Last 6 characters — branch identifier. Example: in PUNB0MBGB06, MBGB06 points to the specific branch unit under the sponsor bank.

How to Use IFSC Code (NEFT / RTGS / IMPS)

• Open your netbanking or mobile banking app and choose the funds transfer option (NEFT/RTGS/IMPS).
• Select the transfer type: IMPS for instant small transfers, NEFT for batch transfers, RTGS for high-value real-time transfers (RTGS has a minimum amount requirement set by RBI).
• Enter beneficiary name exactly as in the bank records.
• Enter the beneficiary account number. Verify digits carefully; wrong account numbers can cause permanent misrouting.
• Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Bhatkhar branch. Use copy-paste to avoid typos.
• Provide purpose or remarks if required. Confirm the amount and charges shown by your bank.
• Validate the details and authenticate the transaction using OTP / PIN / token as required by your bank.
• Save the beneficiary only after a successful small transfer or after your bank’s verification, if you plan repeat transfers.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without delay.
• Required for all electronic transfers: NEFT, RTGS, and IMPS.
• Helps batch reconciliation for businesses and prevents misrouted payments.
• Needed when setting up mandates, salary credits, or third-party payments.
• Makes it easy to verify bank details before saving beneficiaries in digital wallets or banking apps.

Contact

Branch Phone: 8102613766

Branch Address: Bhatkhar, Khagaria, 853203

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use the old UBGB or DBGB IFSC to transfer money?

  A: No. Old UBGB and DBGB IFSC codes have been revoked. Only PUNB0MBGB06 is valid now. Using the old code will likely cause rejection or return of the transfer.

• Q: What is the difference between IFSC and MICR?

  A: IFSC is used for electronic fund transfers and identifies the bank and branch. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing. For NEFT/RTGS/IMPS you need IFSC; for physical cheque processing the MICR matters.

• Q: If I enter the wrong IFSC but correct account number, will the money reach the beneficiary?

  A: Most payment systems route by IFSC and account number. If the IFSC points to a different bank/branch, the transfer can fail or be returned. Always confirm both account number and IFSC.

• Q: Do I need to update standing instructions or auto-payments after the merger?

  A: Yes. If any standing instructions use an old UBGB/DBGB IFSC, update them to PUNB0MBGB06. Contact your payer or the bank to ensure continuous service.

• Q: How can I verify this IFSC before sending money?

  A: Verify the IFSC on a recent bank passbook entry, cheque leaf, or by calling the branch at 8102613766. You can also confirm with the bank’s toll-free number 18001807777. Do not rely solely on third-party websites; cross-check with official bank sources if uncertain.