Bihar Gramin Bank Chautham IFSC Code

The Bihar Gramin Bank branch at Chautham is located in Khagaria district, Bihar (PIN 851201). For anyone sending or receiving funds to this branch, the IFSC code is essential. Bank transfers by NEFT, RTGS and IMPS require the correct IFSC to route money to the exact branch. Using the wrong code can delay or return the payment.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Chautham
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3531
Branch Address	Chautham, Khagaria, 851201, 7061102709
Contact Number	7061102709
City	Khagaria
District	Khagaria
Reason	BEGUSARAI
Pincode	851201
State	Bihar

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB). After the merger, these regional banks now use the single IFSC code PUNB0MBGB06 for transactions related to the merged branches. Old UBGB and DBGB IFSC codes have been revoked. Use only the new PUNB0MBGB06 IFSC for NEFT, RTGS and IMPS to this branch.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code that uniquely identifies a bank branch for electronic payments. Its structure is fixed:

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0.
• Last 6 characters — branch identifier. For this branch it is MBGB06, making the full code PUNB0MBGB06.

How to Use IFSC Code (NEFT, RTGS, IMPS)

Follow these steps when initiating a transfer:

1. Open your bank’s netbanking, mobile app or visit a branch.
2. Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant 24×7. NEFT is for routine transfers; RTGS is intended for higher-value or faster settlement—check your bank for exact limits and timings.)
3. Add a beneficiary: enter beneficiary name, account number, and the IFSC PUNB0MBGB06.
4. Confirm branch details shown by your bank (city/district and MICR if available) to ensure accuracy.
5. Enter amount and transaction remark if needed. Authorize using OTP, UPI PIN or netbanking credentials.
6. Save the beneficiary only after verifying the IFSC and account number. Small errors can cause returns or delays.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account without delays.
• Required for NEFT, RTGS and IMPS transfers.
• Helps verify branch identity when adding beneficiaries.
• Prevents failed or returned transactions caused by incorrect routing.
• Useful for filling forms that require branch code, MICR or address details.

Contact

Branch Phone No: 7061102709

Branch Address: Chautham, Khagaria, 851201

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: Can I use a short bank name instead of IFSC for transfers?
  A: No. The IFSC uniquely routes electronic transfers to the correct branch. Banks and payment systems require the IFSC along with the account number to process NEFT/RTGS/IMPS.
• Q: Is IFSC case-sensitive?
  A: No. IFSC codes are not case-sensitive, but enter them exactly to avoid mistakes. Most banks accept upper or lower case input.
• Q: What should I do if a payment using an old UBGB/DBGB IFSC is initiated?
  A: Old UBGB/DBGB IFSCs have been revoked after the merger. If you notice a transfer attempted with an old code, contact your bank immediately. Re-initiate the transaction using PUNB0MBGB06.
• Q: What is MICR and do I need it for electronic transfers?
  A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing. It is not required for NEFT/RTGS/IMPS but is helpful to verify branch details.
• Q: How can I verify the branch details before sending money?
  A: Confirm the branch name, city, MICR (800811002) and IFSC (PUNB0MBGB06) from the beneficiary or by calling the branch at 7061102709. Double-check the account number as well before authorizing the transfer.