Bihar Gramin Bank Devka IFSC Code

The Bihar Gramin Bank Devka branch is located in Devka village in Khagaria district, Bihar (PIN 851201). For online and electronic fund transfers—NEFT, RTGS and IMPS—you need the branch IFSC code to route money correctly. The IFSC uniquely identifies the bank and its branch so transfers reach the intended account without delay or rejection.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Devka
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3520
Branch Address	Devka, Khagaria, 851201, 8102918685
Contact Number	8102918685
City	Khagaria
District	Khagaria
Reason	BEGUSARAI
Pincode	851201
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single legal structure under Punjab National Bank for operational purposes. As part of that consolidation the merged rural bank branches now use the IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction to this Devka branch, use only the new IFSC PUNB0MBGB06; transactions attempted with old IFSC codes may be rejected or delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is fixed:

• First 4 characters: bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character: reserved and always 0 (zero).
• Last 6 characters: branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch within the bank.

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS or IMPS:

1. Open your bank’s netbanking app or UPI/IMPS-enabled mobile banking app.
2. Select “Fund Transfer” and choose the transfer type: NEFT, RTGS or IMPS.
3. Enter beneficiary name exactly as on the account.
4. Enter the beneficiary account number.
5. Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Devka branch.
6. Confirm branch name shown by the app matches Devka, Khagaria.
7. Enter amount and any transfer purpose or remarks required.
8. Authenticate the transaction with your OTP or banking PIN.
9. Keep the transaction reference number for tracking or queries.

Notes:

• RTGS is typically used for large-value transfers (banks commonly set the lower limit around ₹2,00,000). Limits and charges vary by bank.
• NEFT and IMPS are available for smaller amounts; IMPS provides immediate 24×7 credit, NEFT is also available round the clock through the RBI’s extended NEFT windows.
• Always verify IFSC and account number before confirming; mistakes can delay refunds.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without manual intervention.
• Saves time—electronic transfers are faster than cheques or cash deposits.
• Required for all online transfers: NEFT, RTGS and IMPS.
• Useful for receiving salaries, refunds, government payments and vendor payments.
• Helps customer service trace and reconcile transactions using the branch code.

Contact

Branch phone no: 8102918685

Branch Address: Devka, Khagaria, 851201

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank Devka?

  A: Yes. Use PUNB0MBGB06 for all NEFT, RTGS and IMPS transfers to the Devka branch. Old UBGB/DBGB IFSCs have been revoked after the merger.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match the account number, the transfer may be rejected and refunded, or it may route to a wrong branch if the account number and IFSC combination exists. Always verify both IFSC and account number before sending funds.

• Q: How is IFSC different from MICR?

  A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code used for processing paper cheques and clearing through the clearing house. They serve different clearing systems.

• Q: Can IFSC change after a merger?

  A: Yes. Following mergers, banks often assign new IFSCs under the acquiring bank. In this case, UBGB/DBGB branches now operate under the IFSC PUNB0MBGB06. Old IFSCs are revoked and should not be used.

• Q: How long do NEFT/RTGS/IMPS transfers take?

  A: IMPS is immediate (real-time). NEFT and RTGS are effectively real-time now with extended 24×7 windows, though settlement speed can depend on bank processing and verification; RTGS is typically used for high-value same-day transfers.