The Bihar Gramin Bank branch at Durgapur is located in Khagaria district of Bihar (Pincode 851204). This branch serves local residents and businesses for deposits, withdrawals, and electronic fund transfers. For NEFT, RTGS and IMPS transfers you must use the correct IFSC code. The IFSC routes the payment to the right bank and the right branch. Using a wrong or old IFSC can cause delays or failed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Durgapur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3526 |
| Branch Address | Durgapur, Khagaria, 851204, 8102609025 |
| Contact Number | 8102609025 |
| City | Khagaria |
| District | Khagaria |
| Reason | BEGUSARAI |
| Pincode | 851204 |
| State | Bihar |
Merger update
If this branch was earlier listed under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB): both banks have been consolidated and now operate under a single arrangement with Punjab National Bank for IFSC allocation. The valid IFSC to use for this branch is PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked. Use only the new IFSC for NEFT, RTGS and IMPS; older codes will not route payments correctly and may be rejected or returned.
What is an IFSC code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is fixed:
- First 4 characters: bank identifier (e.g., PUNB = Punjab National Bank).
- 5th character: reserved and is always 0.
- Last 6 characters: branch identifier (alphanumeric), specific to the branch (for example MBGB06 in PUNB0MBGB06).
How to use the IFSC code for NEFT, RTGS and IMPS
- Open your bank’s internet banking, mobile app or visit a branch.
- Choose the fund transfer method: NEFT, RTGS or IMPS. (IMPS and NEFT are typically used for immediate or small to medium transfers; RTGS is for high-value, real-time transfers.)
- Add a beneficiary. Enter the beneficiary’s name exactly as per bank records and the beneficiary account number.
- Enter the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Durgapur branch.
- Verify the branch name and account details shown by the system before confirming. A mismatch means re-check the IFSC or account number.
- Complete any OTP or authentication steps required by your bank and submit the transfer.
- Retain the transaction reference number for tracking or queries.
Note: NEFT and IMPS are available nearly round-the-clock at most banks. NEFT historically used batch settlement but is now largely continuous; IMPS is instant 24×7; RTGS provides near-instant settlement for high-value transfers. Check your bank’s exact cutoffs and charges before initiating.
Benefits of knowing the IFSC
- Ensures funds reach the correct branch and account without delay.
- Required for adding beneficiaries online, so you can transfer funds remotely.
- Prevents failed transfers and the extra time needed for reversal or tracing.
- Helps customer support identify the exact branch in case of disputes.
- Useful for filling forms that require bank branch details (salaries, vendor payments, refunds).
Contact
Branch phone no: 8102609025
Branch Address: Durgapur, Khagaria, 851204
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC to use for this Durgapur branch?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS. Any older IFSC codes linked to UBGB/DBGB have been revoked and should not be used.
Q: What happens if I enter a wrong IFSC but the correct account number?
A: IFSC routes the message to a particular branch. A wrong IFSC can route the payment to a different branch and cause a mismatch with the account number. The transfer may fail or be returned. Always double-check both IFSC and account number before sending.
Q: How can I verify the IFSC before making a transfer?
A: Verify the IFSC on a recent bank document like a passbook or account statement. You can also confirm with the branch over the phone (8102609025) or ask bank staff at the head office. Always compare the IFSC shown by your bank’s beneficiary-add screen with the branch details before confirming.
Q: Can I use IMPS/NEFT/RTGS at any time for this branch?
A: IMPS is normally available 24×7 and is instant. NEFT is widely available and the system has been extended to round-the-clock in recent years, but check your bank’s interface for availability. RTGS is for higher-value transfers; availability and any timing restrictions depend on your bank. Confirm with your bank if you need to meet a specific cutoff.
Q: If a transfer fails or is returned, how long does it take to get the money back?
A: Time to return funds varies by bank and the reason for failure. If a transfer fails due to incorrect details or revoked IFSC, banks normally reverse the funds within a few working days. Keep the transaction reference number and contact your bank’s support or the branch (8102609025) for faster resolution.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.