Bihar Gramin Bank Fudkichak IFSC Code

Bihar Gramin Bank Fudkichak IFSC Code

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The Bihar Gramin Bank branch at Fudkichak is located in Khagaria district of Bihar. Its pincode is 851202 and the local contact number is 8102918682. For any fund transfer—NEFT, RTGS or IMPS—you must use the correct IFSC code to route the payment to this branch. The IFSC uniquely identifies the bank and branch so electronic clearing systems can find the right account quickly and securely.

Branch Details

  • Bank Name – Bihar Gramin Bank
  • Branch Name – Fudkichak
  • IFSC Code – PUNB0MBGB06
  • MICR Code – 800811002
  • Branch Code – 3517
  • Branch Address – Fudkichak, Khagaria, 851202, 8102918682
  • Contact Number – 8102918682
  • City – Khagaria
  • District – Khagaria
  • Reason – BEGUSARAI
  • Pincode – 851202
  • State – Bihar

Merger Update

This branch now uses the IFSC PUNB0MBGB06 under Punjab National Bank. The regional rural banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated and their systems migrated to use a single IFSC under PNB. Old UBGB IFSC codes have been revoked. For all electronic transfers to this branch, use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSCs may fail or be delayed.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.

  • First 4 characters = bank identifier (for example, PUNB = Punjab National Bank).
  • 5th character = reserved and is usually 0.
  • Last 6 characters = branch identifier (unique to the branch).

Example: In PUNB0MBGB06, PUNB identifies Punjab National Bank, the 5th is 0, and MBGB06 is the branch code assigned to this specific branch.

How to Use IFSC Code

  • Open your bank’s online banking or mobile app and choose the option to add a beneficiary or transfer funds.
  • Enter beneficiary name and account number exactly as given.
  • Enter the IFSC PUNB0MBGB06 in the IFSC field. The system will generally show the bank and branch name—confirm it shows Bihar Gramin Bank / Fudkichak or Punjab National Bank mapped branch.
  • Select transfer type: NEFT (batch settlement, typically within a few hours), RTGS (real-time for high-value transfers, usually above bank limits), or IMPS (instant, 24×7 for smaller amounts).
  • Enter the amount and any remarks, then authorize using OTP or your banking PIN.
  • After submission, note the reference number and check the beneficiary account for credit. If bank and IFSC do not match, the transfer may be rejected.

Benefits of Knowing IFSC

  • Accurate routing: Ensures payments reach the correct bank branch without manual intervention.
  • Faster processing: Electronic systems use IFSC to route NEFT/RTGS/IMPS efficiently.
  • Reduces errors: Entering correct IFSC lowers chances of failed transfers or delays.
  • Verification step: Banks often display branch name on entering IFSC—helps confirm beneficiary details before sending funds.
  • Useful for forms: Required on bank mandates, payroll, vendor payments and tax forms.

Contact

  • Branch phone – 8102918682
  • Branch address – Fudkichak, Khagaria, 851202
  • Head office address – SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll free – 18001807777

FAQs

  • Q: Can I use any Punjab National Bank IFSC for this branch?
    A: No. Use the specific IFSC PUNB0MBGB06 assigned to this branch. Other PNB IFSCs point to different branches and will not correctly route the payment.
  • Q: What happens if I enter a wrong IFSC but correct account number?
    A: Banks validate both IFSC and account number. If they don’t match, the transfer is typically rejected or returned. In some rare cases, it could route to a different branch if account numbers collide—always verify both details.
  • Q: Is the 5th character always zero?
    A: Yes. The standard format reserves the 5th character and it is almost always 0. Do not modify or omit it when entering the code.
  • Q: Which payment method should I use for urgent high-value transfers?
    A: Use RTGS for high-value, immediate transfers during RTGS hours. For regular payments, NEFT is reliable. For instant smaller transfers outside banking hours, choose IMPS.
  • Q: How can I confirm the IFSC before sending money?
    A: Enter the IFSC in your bank’s beneficiary form. The app will usually display the bank and branch name after validation. You can also call the branch at 8102918682 to confirm details before transferring.

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