Bihar Gramin Bank Jalkaura IFSC Code

Bihar Gramin Bank Jalkaura IFSC Code

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Jalkaura is a locality in Khagaria district, Bihar. The Bihar Gramin Bank branch at Jalkaura serves local residents and businesses for routine banking needs. For electronic fund transfers — NEFT, RTGS and IMPS — the branch’s IFSC code is essential. The IFSC uniquely identifies this branch in the national payment system so funds route correctly and reach the intended account quickly.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Jalkaura
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 3504
Branch Address Jalkaura, Khagaria, 851222, 8102918669
Contact Number 8102918669
City Khagaria
District Khagaria
Reason BEGUSARAI
Pincode 851222
State Bihar

Merger Update

Important: Bihar Gramin Bank branches that were earlier under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) now operate under Punjab National Bank’s umbrella after the merger. Both UBGB and DBGB IFSC codes have been revoked. All electronic transactions for these merged branches must use the single IFSC code PUNB0MBGB06. Do not use old UBGB or DBGB IFSC codes — they are invalid for NEFT, RTGS and IMPS.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that identifies a specific bank branch in India’s electronic payment system.

  • First 4 characters — bank identifier. Example: PUNB stands for Punjab National Bank.
  • 5th character — reserved and is always 0 (zero).
  • Last 6 characters — branch identifier. These can be letters, numbers, or both. Example: in PUNB0MBGB06, the last 6 are MBGB06.

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS or IMPS:

  • Open your bank’s internet banking app or mobile app and go to the “Fund Transfer” or “Pay” section.
  • Choose transfer type: NEFT, RTGS or IMPS. (IMPS is instant; NEFT is batch-settlement; RTGS is for high-value real-time settlement.)
  • Add a beneficiary if not already added. Enter beneficiary name exactly as on their account, account number, and the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Jalkaura.
  • Verify beneficiary details. Small banks sometimes require branch name or address — use “Jalkaura, Khagaria”.
  • Enter amount and purpose. For NEFT you may schedule or send immediately. For IMPS the transfer is instant and available 24×7; NEFT and RTGS availability depends on the bank’s platform but the IFSC is required for all.
  • Confirm transfer and authenticate (OTP, token or PIN) as required by your bank.
  • Save or note the transaction reference (UTR) for follow-up if needed.

Benefits of Knowing the IFSC

  • Ensures funds route to the correct branch and account without manual bank routing.
  • Required field for all electronic transfers (NEFT, RTGS, IMPS).
  • Speeds up beneficiary creation in internet and mobile banking.
  • Makes troubleshooting easier — banks track transactions by IFSC and UTR.
  • Prevents delays or returns caused by incorrect branch identification.

Contact

Branch Phone: 8102918669

Branch Address: Jalkaura, Khagaria, 851222

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Can I use the old UBGB or DBGB IFSC for transfers to Jalkaura?

    A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new code PUNB0MBGB06 for all transfers.

  • Q: Where do I find the IFSC on a cheque or passbook?

    A: The IFSC is usually printed on the cheque leaf (top right or near the MICR) and on the first page of the passbook. It may also be available in account details on internet banking.

  • Q: Is IFSC case-sensitive?

    A: No, banking systems treat IFSC in a case-insensitive way, but you should enter it exactly as given to avoid typos.

  • Q: What if an online transfer to this IFSC fails or is returned?

    A: Keep the transaction reference (UTR) and contact your bank immediately. Provide beneficiary name, account number, IFSC PUNB0MBGB06, amount and date. The bank will trace and resolve or reverse the payment.

  • Q: Can I transfer using only the branch code (3504) instead of IFSC?

    A: No. The branch code is an internal identifier. For electronic payments you must provide the full IFSC. The branch code may appear in bank records but is not a substitute in payment forms.

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