The Bihar Gramin Bank branch at Pasraha is located in Pasraha village, Khagaria district, Bihar (PIN 851212). This branch serves local retail and agricultural customers and supports electronic fund transfers. For NEFT, RTGS and IMPS transfers you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch so funds route to the right account. An incorrect IFSC can delay or fail a transfer.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Pasraha |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3515 |
| Branch Address | Pasraha, Khagaria, 851212, 8102918680 |
| Contact Number | 8102918680 |
| City | Khagaria |
| District | Khagaria |
| Reason | BEGUSARAI |
| Pincode | 851212 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity and now operate under Punjab National Bank for IFSC-based electronic transfers. The single, valid IFSC for these merged branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC when sending money to this branch. Transactions entered with old IFSC codes may be rejected or returned.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments.
- First 4 characters — identify the bank (example: PUNB = Punjab National Bank).
- 5th character — is always the digit ‘0’ (reserved for future use).
- Last 6 characters — identify the specific branch (example: MBGB06).
Example: In PUNB0MBGB06, “PUNB” = bank, “0” = reserved, “MBGB06” = Pasraha branch code.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app, or visit the branch to add a beneficiary.
- Enter the beneficiary name and account number exactly as on their account.
- Enter the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Pasraha. Check the 5th character is the digit zero.
- Verify MICR (800811002) if required for cheque-related services.
- Choose the transfer type:
- NEFT — for regular transfers. NEFT is typically available 24×7 in most banks.
- RTGS — for high-value, urgent transfers (generally for amounts at or above ₹2,00,000; bank rules vary).
- IMPS — instant transfers for smaller amounts; available 24×7.
- Enter the transfer amount and any reference remarks. Confirm and authenticate with OTP or bank security method.
- Keep the transaction reference number. Check beneficiary name shown by the app before confirming.
Benefits of Knowing the IFSC
- Ensures funds go to the exact branch and account without delay.
- Makes online transfers (NEFT, RTGS, IMPS) quick and accurate.
- Helps verify beneficiary details when adding payees in netbanking or apps.
- Required for electronic transactions and many forms where bank details are needed.
- Keeps cheque and digital workflows aligned (IFSC for electronic routing, MICR for cheque clearing).
Contact
Branch phone: 8102918680
Branch address: Pasraha, Khagaria, 851212
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC to transfer funds?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06.
Q: What if I enter the wrong IFSC by mistake?
A: If the IFSC does not match the account details, the transfer may fail or be returned. If the account number and IFSC point to the same branch, bank systems may still route it correctly, but you should confirm details before sending. Contact your bank immediately if an incorrect transfer occurs.
Q: Is IFSC the same as MICR?
A: No. IFSC is for electronic fund transfers. MICR (800811002) is a 9-digit code used for cheque clearing. Both are useful but serve different clearing systems.
Q: Does RTGS have a minimum or maximum amount?
A: RTGS is for high-value transfers and typically has a minimum threshold (commonly ₹2,00,000). Maximums depend on your bank’s rules and account type. For smaller amounts use NEFT or IMPS.
Q: How do I verify the beneficiary before sending money?
A: Add the beneficiary and check the name displayed by your bank’s platform after entering IFSC and account number. Banks often display the account holder name returned by the beneficiary bank. Confirm with the recipient if unsure.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.