The Bihar Gramin Bank Sahsi branch is located in Sahsi village, Khagaria district, Bihar (PIN 851203). This branch serves local residents and small businesses in and around Khagaria. For electronic fund transfers — NEFT, RTGS and IMPS — the correct IFSC code is essential. The IFSC identifies the exact bank and branch in the national payment network so funds route quickly and accurately to the intended account.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sahsi |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3511 |
| Branch Address | Sahsi, Khagaria, 851203, 8102918676 |
| Contact Number | 8102918676 |
| City | Khagaria |
| District | Khagaria |
| Reason | BEGUSARAI |
| Pincode | 851203 |
| State | Bihar |
Merger Update
The Sahsi branch now operates under the consolidated arrangement following the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both banks were merged into the sponsor bank network now represented under Punjab National Bank. The single, valid IFSC for transactions at these merged rural branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for NEFT, RTGS and IMPS; any legacy IFSC will cause payment failure or return of funds.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11‑character alphanumeric code that identifies a bank branch in electronic payment systems.
- Characters 1–4: Bank identifier. Example: PUNB = Punjab National Bank.
- Character 5: Reserved and usually 0 (zero).
- Characters 6–11: Branch identifier (last six characters). Example: MBGB06 identifies this specific branch entry after the merger.
So in the code PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = branch code. IFSC is case‑insensitive but is conventionally shown in uppercase.
How to Use IFSC Code
- Open your bank’s internet banking site or mobile app and go to the fund transfer section (NEFT/RTGS/IMPS).
- Choose the transfer type: IMPS for instant small transfers, NEFT for normal clearing, RTGS for high‑value immediate transfers.
- When adding a beneficiary, enter the beneficiary name, account number and the IFSC exactly as PUNB0MBGB06. Do not include spaces or extra characters.
- Verify the branch name shown by your bank after entering IFSC. The app usually displays the branch; confirm it shows Sahsi / Khagaria or Bihar Gramin Bank details.
- After adding the beneficiary, authorize and initiate the transfer. For first‑time beneficiaries banks often require an OTP or waiting period before transfers are enabled.
Common issues: mistyping a single character in IFSC routes to the wrong branch or fails. Always copy-paste or select from a verified source and double‑check the displayed branch name before confirming.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds reach the exact branch and account without manual intervention.
- Faster processing: NEFT/RTGS/IMPS systems use IFSC for automated clearing and settlement.
- Reduces errors: Using the correct IFSC lowers chances of failed or returned transactions.
- Required for online payments: Most banks and payroll systems demand IFSC to add beneficiaries.
- Helpful for reconciliation: Businesses and accountants use IFSC and branch code for records and audits.
Contact
Branch phone no: 8102918676
Branch Address: Sahsi, Khagaria, 851203
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use any old UBGB or DBGB IFSC for transfers to Sahsi branch?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transfers to this branch.
Q: How quickly will money arrive if I use PUNB0MBGB06?
A: IMPS is instant (real‑time). NEFT settles in scheduled batches (usually within a few hours during working hours). RTGS is immediate for high‑value transfers during RTGS hours. Bank processing times and cutoffs apply.
Q: What is the MICR code 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) is used mainly for cheque clearing. 800811002 identifies the Sahsi branch for cheque processing in the bank clearing system.
Q: I entered the wrong IFSC. What happens?
A: If the wrong IFSC matches another valid branch, funds may go to that branch/account and recovery will require coordination between banks. If the IFSC is invalid, the transfer will fail and funds will be returned. Contact your bank immediately to initiate investigation or recall.
Q: Where can I verify this IFSC before making a large transfer?
A: Verify with the branch phone number (8102918676) or confirm on your bank’s beneficiary entry screen where the displayed branch name should match Sahsi, Khagaria. For critical transfers, call the branch or use the bank’s customer care (toll free 18001807777) to confirm.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.